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10104 SE Holgate Blvd, Portland, OR, 97266

2beds
1baths
1,539sqft
$369,000
$240price/sqft
$2,446/moest. monthly cost
$97,840/yrincome needed

About This Home

Bank of America offers a generous downpayment and closing cost assistance on this home for 1st time home buyers with an income limit of $186,150 per year through America's Home Grant program, the funds do not need to be paid back. This beautifully remodeled home offers a modern lifestyle in a highly convenient SE Portland location. The new kitchen features sleek cabinets, stunning white quartz countertops, perfect for culinary enthusiasts and gatherings. The lower level has been thoughtfully finished to include a spacious family room, ideal for movie nights or entertaining. This versatile space can also serve as a home office or guest room, offering flexibility to suit your needs. A contemporary new bathroom enhances comfort and style with modern fixtures. Each bedroom is generously sized, providing ample space for relaxation and personal expression. Vinyl windows throughout the home ensure excellent insulation, keeping the house cool in summer and warm in winter. The fully insulated home improves energy efficiency and comfort year-round. Sitting on a corner lot, the property offers potential for off-street parking and adds to its curb appeal. The front covered porch is perfect for morning coffee or unwinding after a busy day. The backyard includes a concrete patio, ideal for outdoor barbecues and gatherings. Located in a prime SE Portland neighborhood, this home offers unparalleled convenience with easy access to stores, restaurants, and amenities. Quick freeway access makes commuting to downtown Portland or exploring the scenic Pacific Northwest effortless. This is a move-in-ready home, more than just a house—it's an opportunity to enjoy a modern, comfortable lifestyle in a sought-after area. Priced to sell, it provides incredible value for anyone seeking a stylish, ready-to-go starter home. Schedule your viewing today and imagine how this house could become your new home! New appliances included in sale.

Getting Around

58
WalkingSomewhat Walkable
49
TransitSome Transit
84
BikeVery Bikeable

Schools

8/10
Lent Elementary SchoolGrades K-50.4 mi
5/10
Kellogg Middle SchoolGrades 6-81.7 mi
6/10
Franklin High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1922

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: None

Dining Room

  • Level: Main

Features

  • Quartz
  • Window features: Vinyl Frames
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R258898

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Level,On Busline,SqFt 3000 to 4999

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$92$1,104
Property Taxes $313$3,756
Electricity $176$2,119
Total$2,446$29,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,862/yr
40% on housing$73,380/yr
45% on housing$65,226/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 97266$252
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97266$282
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$349,000
2026-01-05Listed for sale$369,000
2025-11-29Listing removed$369,000
2025-11-20Listed for sale$369,000
2024-12-02Sold$300,000
2024-10-24Pending sale$349,900
2024-10-19Listed for sale$349,900

For Sale by Agent

AgentJim Loennig
BrokerageKeller Williams PDX Central

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