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3034 SE 170th Ave, Portland, OR, 97236

3beds
3baths
2,400sqft
$499,950
$208price/sqft
$3,839/moest. monthly cost
$153,560/yrincome needed

About This Home

Imagine owning a home with an assumable VA loan at just 2.75% interest. Buyer must qualify but this rare financing opportunity could save you hundreds — potentially even thousands — of dollars each month compared to today’s interest rates.Beyond the incredible financing, this is a home designed for the way people want to live. Set on nearly 1/5 acre in an established Southeast Portland neighborhood, this beautifully updated 4-bedroom home blends timeless character with thoughtful modern updates and the flexibility today’s buyers are searching for. Refinished hardwood floors, designer-inspired finishes, and multiple living spaces create an inviting atmosphere from the moment you walk in. The updated kitchen features quartz countertops, stainless steel appliances, refreshed cabinetry, and a cozy breakfast nook made for slow mornings and everyday connection. The main living area is centered around a striking fireplace, while the spacious lower level—with its own fireplace—offers endless possibilities for multigenerational living, guests, a home office, media room, or potential separate living quarters.Outside, the oversized backyard provides room to entertain, garden, play, or simply relax beneath mature trees. RV parking, abundant built-in storage, and a spacious two-car garage add convenience to everyday life.Located close to shopping, restaurants, schools, nearby bus lines, Powell Butte Nature Park, and the Springwater Corridor Trail, you’ll enjoy easy access to both everyday essentials and outdoor adventure. This isn’t just a move-in-ready home. It’s a rare opportunity to enjoy beautiful living today while benefiting from financing that’s almost impossible to find.

Getting Around

56
WalkingSomewhat Walkable
45
TransitSome Transit
76
BikeVery Bikeable

Schools

1/10
3/10
Centennial Middle SchoolGrades 6-80.4 mi
4/10
Centennial High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Brick,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Cooktop,Dishwasher,Free-Standing Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Quartz
  • Window features: Aluminum Frames,Double Pane Windows
  • Flooring: Hardwood,Wall to Wall Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Forced Air 90

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Main Floor Bedroom Bath,Minimal Steps,Parking,Accessibility

Details

  • Parcel number: R289020

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$125$1,500
Property Taxes $969$11,628
Electricity $217$2,613
Total$3,839$46,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,622/yr
40% on housing$115,170/yr
45% on housing$102,373/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 97236$186
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97236$261
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$499,950
2021-03-05Sold$467,000
2021-02-05Listed for sale$425,000
2020-09-04Sold$322,500
2020-06-19Pending sale$339,500
2020-06-12Price change$339,500
2020-03-07Listed for sale$350,000
2016-10-12Listing removed$1,595
2014-08-16Listing removed$1,395
2014-08-02Price change$1,395
2012-01-24Listed for rent$1,195

For Sale by Agent

AgentBen Andrews
BrokerageMORE Realty

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