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5630 SE Francis St, Portland, OR, 97206

2beds
1baths
1,346sqft
$429,900
$319price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Fresh & fanciful farm feelings in FoPo. Urban lifestyle and backyard bounty combine at this charming SE Portland bungalow. Enjoy a kaleidoscope of edible plantings including: golden raspberries, figs, apples, blueberries, strawberries and peaches. Keep all the gardening implements you'd need in the sturdy deluxe shed. Inside you'll find a spacious kitchen, refreshed bathroom and basement with heaps of storage with just enough room for the yoga or Twister mat. Recently refinished hardwood floors, new roof and interior paint just completed. The dream of vintage house living while cultivating your own homegrown harvest is alive in Portland. [Home Energy Score = 4. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10248876]

Getting Around

87
WalkingVery Walkable
51
TransitGood Transit
99
BikeBiker's Paradise

Schools

9/10
8/10
Hosford Middle SchoolGrades 6-81.8 mi
6/10
Franklin High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1922

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Flat
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer,Free-Standing Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space,Unfinished

Bedroom2

  • Features: Wood Floors
  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Hardwood Floors
  • Level: Main
  • Area: 63

Features

  • Closet,Tile
  • Window features: Vinyl Frames,Wood Frames
  • Flooring: Hardwood,Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,346
  • Total interior livable area: 1,346 sqft

Kitchen

  • Features: Dishwasher,Free Standing Range, Free Standing Refrigerator, Tile Floor
  • Level: Main
  • Area: 126

Living Room

  • Features: Hardwood Floors
  • Level: Main
  • Area: 165

Master Bedroom

  • Features: Hardwood Floors,Closet
  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: R298588

Features

  • Stories: 3
  • Patio & porch: Porch
  • Exterior features: Garden,Raised Beds,Yard
  • Fencing: Fenced

Lot

  • Lot size: 3,920 sqft
  • Features: Level,SqFt 3000 to 4999

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$96$1,152
Property Taxes $365$4,380
Electricity $176$2,119
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 97206$228
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97206$323
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$429,900
2020-06-25Sold$367,500
2020-05-23Pending sale$329,000
2020-05-21Listed for sale$329,000
2004-05-28Sold$154,500
2001-01-30Sold$102,500

For Sale by Agent

AgentBrian Budke
BrokerageThe Agency Portland

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