




3651 GREATWOOD COURT, Land O Lakes, FL, 34639
About This Home
Welcome to Lake Padgett Estates — a place where life slows down and every day feels like you're on vacation. Tucked away on a quiet cul-de-sac, this fully renovated 4-bedroom, 2-bath home blends comfort, style, and laid-back Florida living on a spacious quarter-acre-plus lot. Best of all, there's no HOA, no flood insurance required, and plenty of room for RV and boat parking. Offering approximately 1,850 square feet, this home features a desirable split floor plan designed for both privacy and functionality. The true primary suite serves as a private retreat, complete with a beautifully renovated ensuite bathroom featuring dual his-and-hers vanities and an oversized walk-in closet. On the opposite side of the home, you'll find three spacious guest bedrooms and a beautifully updated guest bathroom. At the heart of the home is the stunning designer kitchen, showcasing two-tone soft-close wood cabinetry, elegant gold accents, gorgeous quartz countertops, bar seating, and new stainless steel appliances. The spacious living and dining areas create the perfect setting for everyday living and entertaining. French doors lead to a large enclosed patio, offering additional living space and a seamless transition to the private backyard. An oversized two-car garage provides plenty of room for vehicles, storage, and recreational equipment. For added peace of mind, the home features a 2019 roof and a 2024 AC system. Step outside to enjoy the covered patio and backyard oasis — the perfect spot for morning coffee before hitting the lake or evening cookouts after a day on the water. Lake Padgett Estates spans roughly 775 acres and connects approximately a dozen unique neighborhoods that share a passion for waterfront living. Residents enjoy access to four private lakes, three of which are ski-sized, along with five lakefront parks featuring boat ramps, picnic pavilions, grills, playgrounds, basketball courts, tennis courts, pickleball courts, and community horse stables. For water enthusiasts, Lake Padgett — approximately 200 acres — is the heart of it all. Cruise across to Tiki Cove, a favorite local gathering spot with live music, lakeside events, and waterfront fun, or boat over to Hungry Harry's BBQ, a Land O' Lakes landmark serving award-winning barbecue for more than 40 years. On any given day, you may see a seaplane glide in for lunch or families enjoying the sunshine and an impromptu show on the water. Throughout the year, the Lake Padgett Civic Association brings neighbors together through beloved traditions such as the Christmas Boat Parade, Golf Cart Christmas Parade, and the ever-popular Witches Paddle on Halloween. Whether you're boating, water skiing, paddleboarding, jet skiing, or simply enjoying the sunset, this home offers the coveted Lake Padgett lifestyle without the premium price tag of direct lakefront ownership. Here, neighbors wave from their boats, the water is always calling, and life simply feels right.
Getting Around
Schools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
- Door features: French Doors
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,910
- Total interior livable area: 1,850 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 192619027.0000.00701.0
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Private Mailbox,Private Yard
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 2
- Parking features: Boat,Driveway,Golf Cart Parking,Off Street,On Street,Open,Oversized,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tornado
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $706 | $8,472 |
| Electricity | $197 | $2,366 |
| Total | $3,405 | $40,860 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $435,000 |
| 2026-07-22 | Price change | $440,000 |
| 2026-07-06 | Price change | $444,000 |
| 2026-07-03 | Listed for sale | $449,000 |
| 2026-06-26 | Pending sale | $449,000 |
| 2026-06-16 | Listed for sale | $449,000 |
| 2026-03-04 | Sold | $266,500 |
| 1996-09-30 | Sold | $80,000 |
