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338 Kinsey St, Rossville, GA, 30741

3beds
2baths
2,124sqft
$265,900
$125price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

Move-in ready and thoughtfully updated throughout, this beautiful 3-bedroom, 2-bath home offers over 2,100 square feet of comfortable living space with stylish finishes, functional spaces, and exceptional value. Refinished hardwood floors, brand-new carpet, new luxury vinyl plank flooring in the sunroom, fresh interior paint, updated lighting, and quartz countertops in the kitchen and both bathrooms create a bright, modern feel from the moment you step inside. The primary suite features a private en-suite bath, while the flexible floor plan offers plenty of room for everyday living, entertaining, or working from home. Outdoor living is just as inviting with a freshly painted patio and new deck boards and railings perfect for relaxing or hosting family and friends. Conveniently located just minutes from the Georgia-Tennessee state line with an easy commute to Downtown Chattanooga, Battlefield Parkway, and I-75, this home offers both accessibility and everyday convenience. Beautifully updated and truly move-in ready, this property is an excellent opportunity for first-time buyers, those looking to downsize, or investors seeking a turnkey home. Schedule your private showing today and experience everything this exceptional home has to offer.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
4/10
Rossville Middle SchoolGrades 6-82.4 mi
4/10
Ridgeland High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 624
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,124
  • Total interior livable area: 2,124 sqft

Property

Details

  • Parcel number: 0208 110

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.63 Acres
  • Features: Corner Lot,Sloped

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,344$16,128
Home Insurance *$144$1,728
Property Taxes $458$5,496
Electricity $219$2,637
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 30741$109
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30741
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Price change$265,900
2026-06-05Price change$274,900
2026-05-16Listed for sale$286,999
2026-05-10Pending sale$286,999
2026-04-18Price change$286,999
2026-03-19Listed for sale$287,000
2026-03-02Listing removed$294,900
2025-11-28Price change$294,900
2025-11-15Listed for sale$305,000

For Sale by Agent

AgentHeather Holcomb
BrokerageKeller Williams Northwest

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