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1417 N Main St, La Fayette, GA, 30728

5beds
4baths
3,226sqft
$449,900
$139price/sqft
$3,017/moest. monthly cost
$120,680/yrincome needed

About This Home

Rare opportunity to own a beautifully maintained historic home on 3.93 picturesque acres within the City of LaFayette! Offering 3,226± square feet, this exceptional property features 5 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of timeless character, generous living space, and modern efficiency. Inside, you'll find beautiful hardwood floors, spacious living and dining areas, abundant natural light, generous storage, and quality craftsmanship rarely found in newer homes. The thoughtfully designed floor plan offers room for both everyday living and entertaining, while the oversized upstairs primary suite provides a comfortable private retreat. Step outside and enjoy nearly four acres of peaceful surroundings featuring a private pond with fish, mature trees, open green space, and a detached storage building perfect for lawn equipment, hobbies, or additional storage. The property offers the privacy and elbow room of country living while remaining conveniently located within the city limits. One of this home's most valuable features is the fully owned grid-tied solar power system--no lease and no loan to assume. Designed to help offset energy costs, the system even allows excess electricity to be sold back to the utility. The seller's most recent electric bill was an incredible $16, offering a real-world example of the long-term savings this home can provide. Homes offering this combination of historic charm, modern energy efficiency, acreage, and convenience are exceptionally difficult to find. Whether you're relaxing by the pond, entertaining family and friends, or simply enjoying the beauty of the property, you'll quickly appreciate everything this unique home has to offer.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Lafayette Middle SchoolGrades 6-80.5 mi
6/10
Lafayette High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1932

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Refrigerator,Gas Range,Gas Water Heater,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Laminate Counters,Natural Woodwork,Pantry,Soaking Tub,Tub/shower Combo,Sitting Area,Breakfast Room,Separate Dining Room
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Linoleum,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Finished area above ground: 3,226

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 3,226
  • Total interior livable area: 3,226 sqft

Property

Details

  • Parcel number: 03151 004
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: City,Pond,Pasture
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 3.93 Acres
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Gentle Sloping,Irregular Lot,Pond on Lot,Private
  • Lot size dimensions: 608 x 344 x 462 x 132 x 189 x 228

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$162$1,944
Property Taxes $268$3,216
Electricity $313$3,761
Total$3,017$36,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,440/yr
40% on housing$90,510/yr
45% on housing$80,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$108
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$449,900
2026-07-03Listed for sale$474,900
2014-09-17Sold$150,000
2014-08-05Price change$189,000
2014-02-20Listed for sale$164,900
2009-06-23Sold$105,000
2009-03-29Price change$103,000
2009-03-15Listed for sale--

For Sale by Agent

AgentJason Maples
BrokerageGrinnell Realty LLC

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