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171 Lynn Trl, La Fayette, GA, 30728

2beds
1baths
1,056sqft
$199,000
$188price/sqft
$1,744/moest. monthly cost
$69,760/yrincome needed

About This Home

If you're looking for a charming home that feels just right, this one's sure to welcome you with open arms. Tucked in a convenient spot, this lovely 2-bedroom, 1-bath home greets you with a covered rocking chair front porch perfect for sipping sweet tea and watching the world go by. Inside, the open living, dining, and kitchen area creates a cozy space for family gatherings and everyday living. Out back, you'll find a peaceful deck where you can enjoy gentle views through the trees, especially beautiful in the summer when the leaves are full and the breeze feels just right. This home is ideal for anyone ready to downsize or just starting out on their own journey. And here's the sweetest part - there's a larger home right next door, and if you purchase them together, it makes for the perfect setup for two families or extended kin to stay close without being under the same roof. You're just 5 minutes from Walmart for all your everyday needs, and only about 45 minutes from Chattanooga or Rome, so you get the best of both quiet country living and city conveniences. Y'all come take a look - this could be the welcoming Southern home you've been dreaming of!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
6/10
Lafayette High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 0320 030B

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.62 Acres
  • Features: Level,Open Lot

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$162$1,944
Property Taxes $357$4,284
Electricity $219$2,637
Total$1,744$20,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,794/yr
40% on housing$52,320/yr
45% on housing$46,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$110
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$199,000
2003-12-30Sold$6,500

For Sale by Agent

AgentTeresa Hogg
BrokerageBHGRE Jackson Realty

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