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256 McSears Dr, La Fayette, GA, 30728

3beds
2baths
1,104sqft
$154,895
$140price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

BACK ON THE MARKET AT NO FAULT TO SELLER Spacious double-wide home situated on a mostly cleared 1-acre lot with plenty of room for outdoor living, pets, and peaceful country living. This comfortable home offers privacy, space, and a great setting for a family looking to settle in and enjoy the outdoors. Property features include a new roof, new HVAC system, new appliances, and an engineer report already completed for financing. Newly added asphalt main road providing convenient access directly to the home. Located beside a scenic pond, this property presents a wonderful opportunity to experience quiet country living with a large open yard and plenty of usable land, all while remaining conveniently within reach of town amenities

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Naomi Elementary SchoolGrades PK-51.8 mi
5/10
Lafayette Middle SchoolGrades 6-84.2 mi
6/10
Lafayette High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Foundation: See Remarks
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Range Hood
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: None

Features

  • Other
  • Window features: None
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Features: None

Master Bathroom

  • Features: None

Master Bedroom

  • Features: None
  • Level: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0523 002
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.01 Acres
  • Features: Cleared
  • Lot size dimensions: 211x210X210X210

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Drought
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$162$1,944
Property Taxes $111$1,332
Electricity $219$2,637
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$110
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$154,895
2026-05-09Listed for sale$154,900
2026-04-05Pending sale$154,900
2026-03-25Listed for sale$154,900
2023-11-20Sold$56,000
2023-08-15Sold$44,712

For Sale by Agent

AgentJose Quijano
BrokerageVirtual Properties Realty.com

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