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2558 S Dick Creek Rd, La Fayette, GA, 30728

3beds
2baths
2,040sqft
$369,000
$181price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

Highly sought after min-farm featuring a very rich garden area, fenced pasture area, and back property line that borders dick creek. Several outbuildings and a chicken house. 2 large porches. Bedrooms are extra large with walk-in closets. Very large family room with gas fireplace. All information deemed accurate but not warranted.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Naomi Elementary SchoolGrades PK-54.5 mi
5/10
Lafayette Middle SchoolGrades 6-88.6 mi
6/10
Lafayette High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1989

Materials

  • Foundation: Block,Raised
  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Oven,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Double Vanity,Tub/shower Combo
  • Flooring: Hardwood,Linoleum,Tile
  • Finished area above ground: 2,040

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 0545 007a
  • Special condition: Agent Owned
  • Other equipment: Negotiable

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch,Porch - Covered
  • Exterior features: Other,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Fenced,Partial,Wire
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 6 Acres
  • Features: Pasture,Private,Wooded
  • Lot size dimensions: 376 x 456 x 376 x 448

Parking

  • Parking features: Driveway,Gravel,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$162$1,944
Property Taxes $588$7,056
Electricity $219$2,637
Total$2,834$34,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$108
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$379,000
2025-11-18Listing removed$389,000
2025-11-10Listed for sale$389,000
2024-11-08Sold$68,500
2022-03-10Sold$294,000

For Sale by Agent

AgentGail Lawler
BrokerageGrinnell Realty LLC

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