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604 Magnolia St, La Fayette, GA, 30728

1beds
1baths
1,052sqft
$60,000
$57price/sqft
$727/moest. monthly cost
$29,080/yrincome needed

About This Home

INVESTMENT OPPORTUNITY! **AS-IS/CASH ONLY** Cute home originally built in 1922 with hardwood floors and large living areas, tons of potential for renovation and return on investment! Large yard and a barn out back! Turn this into your next flip or rental. Priced to sell with the home next door having been sold for $224,000 last year! Endless potential and opportunity to add to your investment portfolio. Check it out today! **this home is part of an estate and will require court approval of the sales contract before closing**

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Gilbert Elementary SchoolGrades PK-50.9 mi
5/10
Lafayette Middle SchoolGrades 6-82.1 mi
6/10
Lafayette High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1922

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,052

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Property

Details

  • Parcel number: 1045 039

Features

  • Patio & porch: Front Porch
  • Exterior features: Private Yard

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 75 x 200

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$162$1,944
Property Taxes $43$516
Electricity $219$2,637
Total$727$8,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,925/yr
40% on housing$21,810/yr
45% on housing$19,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$111
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$45,000
2026-07-18Listed for sale$60,000

For Sale by Agent

AgentChrista French
BrokerageReal Estate Partners Chattanooga LLC

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