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506 Chestnut St, La Fayette, GA, 30728

2beds
1baths
875sqft
$150,000
$171price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

Welcome to 506 Chestnut Street in LaFayette, Georgia. This charming 2 bedroom home sits on a beautiful corner lot in a quiet, established neighborhood and offers the perfect blend of comfort and convenience. From the moment you arrive, you will notice the inviting setting with mature shade trees and a spacious yard. Enjoy relaxing mornings or peaceful evenings on the screened in porch, a perfect place to unwind while enjoying the outdoors. A convenient car shed provides covered parking and protection from the elements year round. Step inside to discover warm hardwood floors that run throughout the home, creating a cozy and welcoming atmosphere. The spacious kitchen offers plenty of room to cook and gather, complete with brand new appliances that make meal preparation easy and enjoyable. The home also features a beautifully renovated bathroom with updated finishes, giving the space a fresh and modern feel. With its comfortable layout and thoughtful updates, this home is ideal for a first time buyer, someone looking to downsize, or anyone wanting a place of their own with charm and character. Situated on a desirable corner lot and move in ready, this property offers a wonderful opportunity to own an affordable home in a peaceful neighborhood. Schedule your private showing today. Homes like this do not stay on the market long!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Gravel,Off Street,Kitchen Level
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$162$1,944
Property Taxes $107$1,284
Electricity $219$2,637
Total$1,246$14,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$110
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentWade Trammell
BrokerageKeller Williams Realty

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