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912 S Chattanooga St, La Fayette, GA, 30728

3beds
2baths
1,664sqft
$319,900
$192price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Completely reimagined from top to bottom, this stunning 3-bedroom, 2-bath home offers the perfect blend of timeless character and modern luxury. Situated on a level lot of just under one-half acre, this 1,964 sq. ft. home has undergone an extensive renovation including all-new electrical, plumbing, HVAC, insulation, water heater and fresh updates throughout, providing the peace of mind of new construction while preserving its classic charm. Step onto the incredible front porch and immediately feel at home. With over 750 sq. ft. of covered outdoor living space, including an expansive covered entertaining area coming off the back entry French doors, this home was designed for relaxing, gathering, and making memories year-round. Inside, you'll love the spacious feel created by 9-foot ceilings, oversized windows, and abundant natural light throughout. The open floor plan flows effortlessly into a designer kitchen featuring custom cabinetry, granite countertops, stainless steel appliances, a center island, designer lighting, and elegant gold fixtures. The oversized primary suite is a true retreat, complete with a spa-inspired bath featuring a custom double vanity, designer tile shower with frameless glass, premium fixtures, and a generous walk-in closet. Two additional oversized bedrooms provide exceptional space for family, guests, or a home office. Outside you'll find a detached storage building with deck, a custom covered carport, and a beautifully level yard with endless possibilities. Every detail has been thoughtfully selected, creating a home that is as functional as it is beautiful. If you've been searching for a home that perfectly blends historic charm, modern luxury, quality craftsmanship, and incredible outdoor living, this is one you simply must see. Every inch has been thoughtfully renovated so all that's left to do is move in and start making memories.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Gilbert Elementary SchoolGrades PK-50.9 mi
5/10
Lafayette Middle SchoolGrades 6-82.4 mi
6/10
Lafayette High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Combination
  • Roof: Metal
  • Construction materials: HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space,Partial,Cellar

Bedroom

  • Level: First
  • Area: 178.8886
  • Dimensions: 13.33 x 13.42

Bedroom

  • Level: First
  • Area: 119.91
  • Dimensions: 11.42 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Granite Counters,High Ceilings,Recessed Lighting,Storage,Walk-In Closet(s),Separate Dining Room
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,664

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Living Room

  • Level: First
  • Area: 224.785
  • Dimensions: 16.75 x 13.42

Master Bedroom

  • Level: First
  • Area: 178.8886
  • Dimensions: 13.33 x 13.42

Property

Details

  • Parcel number: 1053 086

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Rear Porch,Porch - Covered
  • Exterior features: Storage

Lot

  • Lot size: 0.43 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: Front 107' Right 139' Back 159' Left 155'

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$162$1,944
Property Taxes $664$7,968
Electricity $219$2,637
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$108
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$319,900
2026-07-20Listed for sale$329,900
2023-09-08Sold$86,900
2019-03-29Sold$71,150
2013-02-08Sold$21,000
2013-01-20Price change$26,995
2012-12-28Price change$33,900
2012-11-30Listed for sale$39,999
2006-04-28Sold$84,000
2005-10-01Sold$75,000

For Sale by Agent

AgentMartin Nobles
BrokerageKeller Williams Realty

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