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408 Truman St, La Fayette, GA, 30728

2beds
1baths
984sqft
$99,000
$101price/sqft
$1,065/moest. monthly cost
$42,600/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home situated on a large, level lot shaded by mature trees in the heart of LaFayette. This home offers approximately 984 square feet of living space and features a covered front porch, carport, spacious laundry room, and hardwood flooring in portions of the home. The functional floor plan includes generously sized rooms, ample natural light, and plenty of outdoor space for gardening, recreation, or future improvements. The large backyard provides room to enjoy outdoor activities while the mature trees offer shade and privacy. Conveniently located near shopping, dining, schools, and downtown LaFayette, this property presents an excellent opportunity for investors, first-time buyers, or anyone looking to add their own personal touches. ''All offers and counteroffers must be entered on propoffers.com by the buyer's agent directly. The buyer's agent is to pay a $200.00 technology fee at closing of any accepted offer.'' Property is being sold AS-IS. No appliances are present. Buyer to verify all information deemed important.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Lafayette Middle SchoolGrades 6-82.0 mi
6/10
Lafayette High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/shower Combo
  • Window features: Aluminum Frames
  • Flooring: Hardwood,Vinyl
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1056 058

Features

  • Levels: One
  • Patio & porch: Front Porch,Porch - Covered
  • Exterior features: None

Lot

  • Lot size: 0.37 Acres
  • Features: Level
  • Lot size dimensions: 100 x 160

Parking

  • Total spaces: 1
  • Parking features: Gravel,Kitchen Level
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$162$1,944
Property Taxes $184$2,208
Electricity $219$2,637
Total$1,065$12,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,514/yr
40% on housing$31,950/yr
45% on housing$28,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$111
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$99,000
2026-06-15Listed for sale$104,900
2026-04-29Sold$73,465
2018-11-09Sold$73,500
2018-10-15Pending sale$75,000
2018-10-06Listed for sale$75,000
2017-03-17Sold$61,477
2017-02-08Sold$35,000

For Sale by Agent

AgentRamanda H Melton
BrokerageTeems & Teems Realty

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