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130 Oak Trl, Chickamauga, GA, 30707

5beds
3baths
1,820sqft
$277,777
$153price/sqft
$2,354/moest. monthly cost
$94,160/yrincome needed

About This Home

Welcome to Historic Chickamauga! This spacious 5-bedroom, 2.5-bath home offers the perfect blend of comfort and opportunity, situated on 1.15 acres in a charming and convenient location. Inside, you'll find an open-concept floor plan with hardwood floors and a cozy fireplace with the dining spaces that flow seamlessly together--perfect for entertaining or everyday family life. The home features the master suite on the main level with a double vanity and his and her walk in closets. Screened in back porch overlooking the large back yard. Unfinished basement with a 2 car garage, offering endless possibilities for storage, a workshop, or future expansion. With five bedrooms, there's plenty of space for family, guests, or a home office setup. Enjoy the room to roam that comes with over an acre of land while still being just minutes from the charm, parks, and shops of historic downtown Chickamauga. A rare opportunity for space, flexibility, and location all in one property!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
7/10
Gordon Lee Middle SchoolGrades 6-81.0 mi
8/10
Gordon Lee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: In Bathroom,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Granite Counters,Open Floorplan,Walk-In Closet(s),Tub/shower Combo,Split Bedrooms
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 3021 014

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch,Rear Porch,Porch - Screened
  • Exterior features: None

Lot

  • Lot size: 1.15 Acres
  • Features: Corner Lot,Gentle Sloping
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,404$16,848
Home Insurance *$166$1,992
Property Taxes $565$6,780
Electricity $219$2,637
Total$2,354$28,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,708/yr
40% on housing$70,620/yr
45% on housing$62,773/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 30707$201
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30707
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$297,777
2026-04-10Price change$304,777
2026-03-16Listed for sale$313,777
2023-09-22Sold$230,000
2023-08-31Contingent$230,000
2023-08-24Listed for sale$230,000
2023-08-11Contingent$230,000
2023-08-08Price change$230,000
2023-07-11Listed for sale$249,800
2023-04-27Contingent$249,800
2023-04-23Price change$249,800
2023-02-12Listed for sale$249,900

For Sale by Agent

AgentNick Gitgood
BrokerageRE/MAX Real Estate Center

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