See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1117 Mountain Ter, Lookout Mountain, GA, 30750

4beds
5baths
4,581sqft
$1,395,000
$305price/sqft
$8,782/moest. monthly cost
$351,280/yrincome needed

About This Home

Perched atop Lookout Mountain on a beautifully wooded, oversized lot, 1117 Mountain Terrace Rd offers the perfect blend of privacy, charm, and everyday convenience just minutes from downtown Chattanooga. This thoughtfully renovated Tudor style ranch is a true retreat, where timeless character meets modern comfort. Step inside to a welcoming foyer with hardwood floors throughout, flanked by a formal dining room and a classic living room, perfect for entertaining or relaxing at home. The heart of the home is the chef's kitchen featuring granite countertops, top of the line stainless appliances, an island, and breakfast bar, all opening to the inviting family room with custom built ins and a cozy fireplace. The main level also includes a guest bedroom with a full bath, plus a half bath and laundry. Upstairs, the primary suite is a private escape with a second fireplace, spacious bath, and dressing room. Two additional bedrooms each offer private en suite baths, along with a second laundry room and office space. Outside, enjoy a peaceful patio overlooking the private backyard, ideal for grilling and unwinding in the quiet mountain setting. Recent updates include fresh paint, new light fixtures, an expanded driveway, and a new retaining wall. Meticulously maintained and move in ready, this Lookout Mountain home is ready to welcome its next owners. Schedule your private showing today.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
4/10
Ridgeland High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Double Oven,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First
  • Area: 54
  • Dimensions: 9 x 6

Bathroom

  • Level: First

Bathroom

  • Level: Second
  • Area: 144
  • Dimensions: 16 x 9

Bathroom

  • Level: Second
  • Area: 70
  • Dimensions: 14 x 5

Bathroom

  • Level: Second
  • Area: 80
  • Dimensions: 8 x 10

Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Area: 225
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Area: 210
  • Dimensions: 15 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 252
  • Dimensions: 21 x 12

Dining Room

  • Level: First
  • Area: 240
  • Dimensions: 16 x 15

Family Room

  • Level: First
  • Area: 340
  • Dimensions: 20 x 17

Features

  • Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Soaking Tub,Wet Bar,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Breakfast Nook,Separate Dining Room
  • Window features: Skylight(s),Clad
  • Flooring: Cork,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 4,581

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 4,581
  • Total interior livable area: 4,581 sqft

Laundry

  • Level: First
  • Area: 28
  • Dimensions: 7 x 4

Laundry

  • Level: Second
  • Area: 252
  • Dimensions: 21 x 12

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 16 x 15

Master Bedroom

  • Level: Second
  • Area: 352
  • Dimensions: 22 x 16

Office

  • Level: Second
  • Area: 368
  • Dimensions: 23 x 16

Property

Details

  • Parcel number: 4001 022

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.97 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Sloped
  • Lot size dimensions: 73 x 187

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$285$3,420
Property Taxes $999$11,988
Electricity $445$5,340
Total$8,782$105,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,097/yr
40% on housing$263,460/yr
45% on housing$234,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 30750$257
Walker County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 30750
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,395,000
2026-05-01Listing removed$1,395,000
2026-04-07Price change$1,395,000
2026-01-16Listed for sale$1,450,000
2024-04-11Sold$1,247,500
2024-03-15Pending sale$1,100,000
2024-02-28Contingent$1,100,000
2024-02-26Listed for sale$1,100,000
2015-05-29Sold$435,000
2014-10-22Listed for sale$469,900
2014-10-21Pending sale$469,900
2014-10-21Listed for sale$469,900

For Sale by Agent

AgentKatherine P Smith
BrokerageKeller Williams Realty

Similar Homes