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4406 Kemper St, Lubbock, TX, 79416

3beds
2baths
1,382sqft
$165,000
$119price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home offering an outstanding combination of modern upgrades, convenience, and investment potential. Nearly every inch of the property has been refreshed with brand-new siding, fresh interior and exterior paint, updated flooring, stylish fixtures, and numerous additional improvements, creating a move-in-ready home with contemporary appeal. The functional floor plan provides comfortable living spaces, spacious bedrooms, and the flexibility today's buyers are looking for. Outside, you'll enjoy both a charming front wooden deck and a covered back porch, perfect for relaxing or entertaining guests. A storage shed in the backyard offers additional space for tools, lawn equipment, or extra storage. Ideally located just minutes from Texas Tech University, the medical district, shopping, dining, and everyday conveniences, this property is well-positioned for both owner-occupants and investors alike. Currently leased for $1,200 per month, it provides immediate rental income, making it an excellent turnkey investment opportunity. Whether you're looking to expand your investment portfolio or purchase a beautifully updated home in a prime Lubbock location, this is one you won't want to miss. Schedule your private showing today!

Getting Around

12
WalkingCar-Dependent
21
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

4/10
2/10
Mackenzie Middle SchoolGrades 6-82.2 mi
4/10
Coronado High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedroom2

  • Features: Hardwood Flooring
  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom3

  • Features: Hardwood Flooring
  • Level: First
  • Area: 80
  • Dimensions: 10.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Finished area above ground: 1,382

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,382
  • Total interior livable area: 1,382 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Living Room

  • Features: Hardwood Flooring
  • Level: First
  • Area: 160
  • Dimensions: 10.00 x 16.00

Primary Bathroom

  • Features: Separate Shower/Tub

Primary Bedroom

  • Features: Hardwood Flooring
  • Level: First
  • Area: 168
  • Dimensions: 12.00 x 14.00

Property

Details

  • Parcel number: R113091
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$196$2,352
Property Taxes $256$3,072
Electricity $238$2,859
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 79416$102
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79416$145
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$165,000
2025-02-15Listing removed$1,200
2025-02-13Listing removed$170,000
2025-02-07Price change$1,200
2025-02-04Price change$170,000
2025-01-16Price change$175,000
2024-12-13Listed for sale$180,000
2024-12-11Listed for rent$1,400
2024-02-02Listing removed--
2024-01-24Price change$1,300
2023-08-25Listed for rent$1,400
2022-08-11Sold--
2019-01-15Listing removed$105,000
2018-11-20Price change$105,000
2018-10-29Price change$110,000
2018-10-10Listed for sale$118,000
2018-04-02Sold--
2018-02-28Listed for sale$58,500
2018-02-14Listing removed$795
2017-11-15Price change$795
2017-09-18Price change$850
2017-08-10Listed for rent$800
2015-03-06Listing removed$800
2015-02-10Price change$800
2014-10-02Listed for rent$825
2014-07-10Listing removed$800
2012-02-28Sold--

For Sale by Agent

AgentMichael Norsworthy
BrokerageeXp Realty LLC

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