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709 81st St, Lubbock, TX, 79404

2beds
1baths
952sqft
$100,000
$105price/sqft
$1,153/moest. monthly cost
$46,120/yrincome needed

About This Home

 Investor Special - Prime Opportunity  Calling all investors, flippers, and visionaries—this is the project you've been waiting for. 709 81st is a full rehab opportunity with serious upside potential in a well-established area. This property is currently uninhabitable and will require a complete renovation, making it ideal for those looking to customize from the ground up. Whether you're planning a fix-and-flip, rental portfolio addition, or long-term hold, the possibilities here are wide open. Situated on a generous lot, this home offers a solid footprint and the chance to reimagine the space into something truly special. With the right vision and updates, this property could deliver strong returns. Property Highlights: Investor-only opportunity Full renovation required Uninhabitable condition - enter at your own risk Sold as-is, where-is Cash or hard money only Opportunities like this don't come around often—bring your contractor and your creativity.

Getting Around

26
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

4/10
Bean Elementary SchoolGrades 1-53.3 mi
2/10
Estacado High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Remarks
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: R113304
  • Zoning description: Single Family

Features

  • Exterior features: None

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,City Lot,Corner Lot,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$254$3,048
Property Taxes $156$1,872
Electricity $238$2,859
Total$1,153$13,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,531/yr
40% on housing$34,590/yr
45% on housing$30,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 79404$63
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79404$95
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$100,000
2024-12-03Sold--
2024-11-21Pending sale$60,000
2024-09-24Price change$60,000
2024-08-23Listed for sale$70,000
2010-10-03Listing removed$69,000
2010-08-22Listed for sale$69,000

For Sale by Agent

AgentJennifer Loper
BrokerageReside Real Estate Co.

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