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2205 46th St, Lubbock, TX, 79412

2beds
1baths
935sqft
$105,000
$112price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home that makes the most of every square foot! The interior feels surprisingly spacious, offering a comfortable and functional layout that's easy to make your own. Whether you're a first-time homebuyer looking for a place to call home or an investor searching for a great addition to your rental portfolio, this property offers plenty of potential. Step outside to a generously sized backyard with room to relax, entertain, or create the outdoor space you've been wanting. Affordable, practical, and full of possibilities—come see what this home has to offer!

Getting Around

63
WalkingSomewhat Walkable
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

--
Brown Elementary SchoolGrades 4-50.6 mi
3/10
Atkins Middle SchoolGrades 6-80.6 mi
5/10
Monterey High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Asbestos,Blown-In Insulation,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Range Hood,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters
  • Window features: Wood Frames
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 935

Heating & Cooling

  • Heating features: Other
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 935
  • Total interior livable area: 935 sqft

Property

Details

  • Parcel number: R121265
  • Zoning description: Single Family

Features

  • Exterior features: Private Yard
  • Fencing: Wood

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$201$2,412
Property Taxes $155$1,860
Electricity $238$2,859
Total$1,124$13,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 79412$64
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79412$91
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$105,000
2026-07-08Listed for sale$110,000
2024-06-24Listing removed--
2024-05-27Listed for rent$1,050
2024-05-06Listing removed--
2024-04-11Listed for rent$1,050
2022-08-02Listing removed--
2022-07-20Pending sale$78,000
2022-07-07Listed for sale$78,000
2020-10-02Sold--
2020-09-02Listed for sale$58,750
2020-09-02Pending sale$58,750
2020-08-12Listed for sale$58,750
2019-04-14Listing removed$675
2019-03-13Listed for rent$675
2015-09-10Listing removed$675
2015-07-27Listed for rent$675

For Sale by Agent

AgentJohan Rascon Chavez
BrokerageBetter Homes and Gardens

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