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2013 48th St, Lubbock, TX, 79412

2beds
2baths
828sqft
$86,500
$104price/sqft
$969/moest. monthly cost
$38,760/yrincome needed

About This Home

Offering a comfortable and practical layout with plenty of potential. The property features a functional floor plan, inviting living spaces, and a manageable yard ideal for everyday living or as an investment opportunity. With convenient access to local amenities, shopping, and schools, this home provides a solid option for buyers seeking value and simplicity in a central Lubbock location.

Getting Around

73
WalkingVery Walkable
25
TransitSome Transit
50
BikeBikeable

Schools

--
Brown Elementary SchoolGrades 4-50.8 mi
3/10
Atkins Middle SchoolGrades 6-80.4 mi
5/10
Monterey High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Formica Counters,Wood Counters
  • Window features: Blinds,Wood Frames
  • Flooring: Linoleum,Wood
  • Finished area above ground: 828

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Property

Details

  • Parcel number: R137500
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: Block,Wood

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $437$5,244
Home Insurance *$166$1,992
Property Taxes $128$1,536
Electricity $238$2,859
Total$969$11,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,222/yr
40% on housing$29,070/yr
45% on housing$25,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 79412$64
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79412$91
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$86,400
2026-05-21Listed for sale$86,500
2026-05-13Pending sale$86,500
2026-04-21Listed for sale$86,500
2026-03-06Listing removed$825
2026-03-03Listed for rent$825
2025-02-20Listing removed$825
2025-02-05Listed for rent$825
2023-01-02Listing removed--
2022-12-28Listed for rent$825
2018-02-22Listing removed$800
2018-02-14Listed for rent$800
2015-11-10Listing removed$800
2015-10-29Sold--
2015-10-29Listed for rent$800
2010-03-09Sold--
2009-11-14Listing removed$62,500
2009-09-13Listed for sale$62,500
2008-10-29Listing removed$62,500
2008-10-21Price change$62,500
2008-09-30Listed for sale$65,000

For Sale by Agent

AgentChad McDougal
BrokeragePat Garrett, REALTORS

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