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7402 95th St, Lubbock, TX, 79424

4beds
4baths
3,013sqft
$515,000
$171price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

Welcome to 7402 95th Street! This spacious 4-bedroom, 4-bathroom home in highly sought-after Frenship ISD offers the perfect combination of comfort, functionality, and location. Situated on a desirable corner lot directly across from the neighborhood pool, this property is ideal for families, professionals, and anyone looking for extra space. Inside, you'll find an open-concept floor plan featuring luxury vinyl plank flooring, a dedicated home office, formal dining room, and an eat-in kitchen designed for both everyday living and entertaining. The large living area flows seamlessly into the kitchen and dining spaces, creating a bright and welcoming atmosphere. The isolated primary suite provides a private retreat with ample space to unwind, while three additional bedrooms and three additional full bathrooms offer flexibility for family, guests, or multi-generational living. A 3-car garage provides plenty of room for vehicles, storage, and hobbies. Conveniently located to shopping, dining, and top-rated Frenship ISD schools. This move-in-ready home offers the space, features, and neighborhood amenities today's buyers are searching for, this home deserves a spot at the top of your list.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
Frenship Middle SchoolGrades 6-82.1 mi
6/10
Frenship High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Electric Cooktop,Electric Oven,Microwave,Water Softener Rented
  • Laundry features: Laundry Room,Sink

Bedroom2

  • Area: 134.5421
  • Dimensions: 11.11 x 12.11

Bedroom3

  • Area: 170.8721
  • Dimensions: 12.11 x 14.11

Bedroom4

  • Area: 134.431
  • Dimensions: 11.11 x 12.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Area: 193.7
  • Dimensions: 13.00 x 14.90

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,His and Hers Closets,Kitchen Island,Open Floorplan,Recessed Lighting,Storage,Walk-In Closet(s)
  • Window features: Blinds,Plantation Shutters
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,013

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,013
  • Total interior livable area: 3,013 sqft

Kitchen

  • Area: 159.9
  • Dimensions: 13.00 x 12.30

Living Room

  • Area: 530
  • Dimensions: 21.20 x 25.00

Office

  • Area: 63.279
  • Dimensions: 8.90 x 7.11

Primary Bedroom

  • Area: 241.76
  • Dimensions: 15.11 x 16.00

Property

Details

  • Parcel number: R146979

Features

  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Lighting,Private Yard,Storage
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot,Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Circular Driveway,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$445$5,340
Property Taxes $180$2,160
Electricity $330$3,970
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$167
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$515,000
2026-07-31Price change$515,000
2026-06-22Listed for sale$550,000

For Sale by Agent

AgentScott Toman
BrokerageRealty Refined

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