5401 20th St, Lubbock, TX, 79407
About This Home
Recently remodeled 4 bedroom, 4 bathroom, with a pool and an office that could be used as a fifth bedroom! Excellent open floor plan with a sunroom. Recent improvements include new HVAC and new roof (5/23). Excellent neighborhood with close proximity to LCU and Tech!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Open Floorplan,Vaulted Ceiling(s)
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 3,890
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,890
- Total interior livable area: 3,890 sqft
Property
Details
- Parcel number: R31092
- Zoning description: Single Family
Features
- Private pool: Yes
- Pool features: In Ground,Outdoor Pool
- Exterior features: Private Yard
- Fencing: Fenced,Wood
Lot
- Lot size: 0.49 Acres
- Features: Back Yard,Corner Lot
Parking
- Total spaces: 2
- Parking features: Additional Parking,Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $477 | $5,724 |
| Property Taxes | $586 | $7,032 |
| Electricity | $427 | $5,125 |
| Total | $3,962 | $47,544 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $489,000 |
| 2023-03-08 | Sold | -- |
| 2023-02-24 | Pending sale | $489,000 |
| 2023-02-22 | Listed for sale | $489,000 |
| 2023-02-15 | Contingent | $489,000 |
| 2023-02-10 | Listed for sale | $489,000 |
| 2022-07-07 | Sold | -- |
| 2022-01-10 | Sold | -- |
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