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5424 31st St, Lubbock, TX, 79407

3beds
3baths
2,151sqft
$230,000
$107price/sqft
$1,961/moest. monthly cost
$78,440/yrincome needed

About This Home

This home near LCU and convenient to Tech and the Medical area is a three bedroom and THREE bath home of 2151 square feet. It was converted from a three bedroom , two bath home in 2008. It has two bedrooms with their own bath plus the current third bedroom and third hall bath. The addition created a large living area approximately 17 x 33 with a fireplace with ceramic glass logs and a custom-made pecan fireplace mantle at the east end of the room. The bedrooms and living area are carpeted with tile in the bathrooms. The master bedroom in the rear of the house has its own heating and air conditioning unit with its own thermostat and its own water heater. It has a special ceiling, large walk-in closet, and double patio doors to the covered back porch. The other two current bedrooms, baths, living area, and kitchen have a separate heating and a/c unit and water heater. The home has triple paned windows, additional insulation in the walls and attic, and updated kitchen with five burner stainless steel cooktop, stainless steel convection wall oven, and refrigerator that conveys. The exterior has vinyl soffit and fascia, two year old cedar fence, and a five year old CLASS IV roof. The original gas line and backyard sewer line have also been replaced.

Getting Around

57
WalkingSomewhat Walkable
23
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

7/10
2/10
Mackenzie Middle SchoolGrades 6-81.4 mi
4/10
Coronado High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Gas Cooktop,Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cedar Closet(s),Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Cultured Marble Counters,Double Vanity,Eat-in Kitchen,Low Flow Plumbing Fixtures,Natural Woodwork,Pantry,Solid Surface Counters,Storage,Walk-In Closet(s)
  • Door features: French Doors,Storm Door(s)
  • Window features: Screens,Triple Pane Windows
  • Flooring: Carpet,Ceramic Tile,Stone
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,151

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,151
  • Total interior livable area: 2,151 sqft

Property

Details

  • Parcel number: R36472
  • Zoning description: Single Family
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Rain Barrel/Cistern(s)
  • Fencing: Back Yard,Gate,Wood

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$224$2,688
Property Taxes $336$4,032
Electricity $238$2,859
Total$1,961$23,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,234/yr
40% on housing$58,830/yr
45% on housing$52,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 79407$143
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79407$150
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$230,000
2025-10-07Price change$237,500
2025-09-24Price change$240,000
2025-08-04Price change$247,500
2025-06-16Price change$250,000
2025-06-03Listed for sale$265,000

For Sale by Agent

AgentJeff Prather
BrokerageExit Realty of Lubbock

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