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5232 95th St, Lubbock, TX, 79424

3beds
2baths
1,276sqft
$194,996
$153price/sqft
$1,677/moest. monthly cost
$67,080/yrincome needed

About This Home

Nestled in the established Preston Smith neighborhood, this home offers the perfect blend of comfort, convenience, and quiet suburban charm. Freshly updated from Top to Bottom!!! New Roof! New Paint Inside and Out! New Vinyl Plank Flooring throughout! New Quartz Countertops in kitchen & baths! New Ceiling Fans & Light Fixtures throughout! New Water Heater! New Stainless Steel Appliances! Security System! 2 Car Attached Garage! Gas Fireplace! Spacious Fenced Yard! Move In Ready!!!

Getting Around

46
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

9/10
Smith Elementary SchoolGrades PK-50.5 mi
2/10
Irons Middle SchoolGrades 6-81.1 mi
4/10
Coronado High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Exhaust Fan,Free-Standing Electric Range,Free-Standing Range,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom1

  • Features: Plank Flooring

Bedroom2

  • Features: Plank Flooring

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Pantry,Quartz Counters,Storage
  • Door features: Sliding Doors
  • Window features: Window Coverings
  • Flooring: Plank,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Masonry
  • Fireplace: Yes
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Primary Bedroom

  • Features: Plank Flooring
  • Level: First

Property

Details

  • Parcel number: R57237

Features

  • Patio & porch: Front Porch,Patio,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$168$2,016
Property Taxes $285$3,420
Electricity $238$2,859
Total$1,677$20,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,497/yr
40% on housing$50,310/yr
45% on housing$44,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$168
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$194,996
2026-03-30Price change$199,900
2026-03-10Price change$209,900
2026-02-20Listed for sale$210,000

For Sale by Agent

AgentDeryl Hoodenpyle
BrokerageTexas Sky Realty

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