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704 11th St, Shallowater, TX, 79363

2beds
2baths
1,248sqft
$149,900
$120price/sqft
$1,217/moest. monthly cost
$48,680/yrincome needed

About This Home

Fully remodeled and move-in ready, this 2 bedroom, 2 bathroom home in Shallowater is a rare find at $165,000. Located in the highly desirable Shallowater ISD and close to the school, this home offers the kind of location, updates, and price point that can be hard to find under $180,000, especially for a fully remodeled two bedroom. With a functional layout and fresh updates throughout, it would be a great fit for a first-time buyer, a small family, or anyone looking for an affordable home in Shallowater, Texas. Clean, updated, and priced to sell, this one is hard to beat.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
6/10
Shallowater High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1953

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Asbestos,Board & Batten Siding,Cement Siding,Concrete,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),His and Hers Closets,Quartz Counters
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: R69501

Features

  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,City Lot,Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$133$1,596
Property Taxes $89$1,068
Electricity $238$2,859
Total$1,217$14,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,725/yr
40% on housing$36,510/yr
45% on housing$32,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 79363$147
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79363$171
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$149,900
2026-06-18Price change$154,900
2026-06-10Price change$159,900
2026-05-28Listed for sale$165,000

For Sale by Agent

AgentHouston Garrett
BrokerageKeller Williams Realty

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