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2214 40th St, Lubbock, TX, 79412

23beds
2baths
1,276sqft
$128,000
$100price/sqft
$1,330/moest. monthly cost
$53,200/yrincome needed

About This Home

Delightful 2 or 3 bedroom home w/ armoire for 3rd bedroom, seller will bring an armoire for the front den to replace the one they are taking * Spacious rooms * Modern Appliances * Granite in Kitchen * Large Rear Living Area * Central Heat & Air * 2 bathrooms * Seller will leave the stackable washer and dryer-washer needs a safety switch replaced to operate * Eat in Kitchen currently used as a coffee bar area * breakfast bar fits up to four chairs for quick dining, studying or serving area * 2 car carport with bonus room in rear, used as a movie room-window a/c unit in there * Directly across from Clapp Park * Close to Tech, Downtown and Central Lubbock, while only a few minutes to South Lubbock * This home is perfect for students, couples, young families or retirees. * Don't delay, put this one on your MUST SEE list, today!

Getting Around

58
WalkingSomewhat Walkable
25
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

--
Brown Elementary SchoolGrades 4-50.2 mi
3/10
Atkins Middle SchoolGrades 6-81.0 mi
5/10
Monterey High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1952

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 23
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Storage
  • Flooring: Hardwood,Linoleum,Plank,Vinyl
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Property

Details

  • Parcel number: R74581
  • Special condition: Standard

Features

  • Exterior features: Awning(s)
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $647$7,764
Home Insurance *$246$2,952
Property Taxes $199$2,388
Electricity $238$2,859
Total$1,330$15,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,600/yr
40% on housing$39,900/yr
45% on housing$35,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 79412$64
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79412$91
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$128,000
2026-03-16Listing removed$130,000
2026-01-08Price change$130,000
2025-09-05Price change$140,000
2025-08-13Listed for sale$144,000
2022-02-26Listing removed--
2022-01-26Pending sale$128,000
2022-01-22Listed for sale$128,000
2021-10-04Listing removed--
2021-07-07Pending sale$119,000
2021-06-30Listed for sale$119,000

For Sale by Agent

AgentCoby Crump
BrokerageExit Realty of Lubbock

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