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2414 Baylor St, Lubbock, TX, 79415

1beds
1baths
792sqft
$69,999
$88price/sqft
$808/moest. monthly cost
$32,320/yrincome needed

About This Home

JUST LISTED! This cozy 1-bedroom home sits on an expansive 8,100 sq ft lot offering plenty of space and potential. Comes with fresh paint, and an UPGRADED kitchen and bathroom. Enjoy being just minutes from Texas Tech University, Buddy Holly Center, and Mackenzie Park. With nearby access to historic landmarks, local dining, and shopping, this property offers a fantastic opportunity whether you're looking to invest or settle into the heart of Lubbock! WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Getting Around

64
WalkingSomewhat Walkable
34
TransitSome Transit
57
BikeBikeable

Schools

5/10
Cavazos Middle SchoolGrades 6-80.1 mi
6/10
Lubbock High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Property

Details

  • Parcel number: R74840

Features

  • Stories: 1

Lot

  • Lot size: 8,102 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached & Detached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$153$1,836
Property Taxes $64$768
Electricity $238$2,859
Total$808$9,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,702/yr
40% on housing$24,240/yr
45% on housing$21,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 79415$77
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79415$106
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-26Listed for rent$799
2024-12-06Sold--

For Sale by Agent

AgentChet Polniazek
Brokerage1st Texas Realty Services

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