See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3510 103rd St, Lubbock, TX, 79423

3beds
2baths
1,440sqft
$210,000
$146price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Welcome to 3510 103rd Street in the desirable Lubbock-Cooper ISD! This well-loved 3-bedroom, 2-bath home with a 2-car garage offers an excellent opportunity for first-time homebuyers, investors, or anyone looking for a comfortable place to call home. Conveniently located near shopping, restaurants, and grocery stores, you'll enjoy easy access to everyday essentials while still being tucked into a great neighborhood setting. With a functional floor plan and plenty of potential to make it your own, this home is ready for its next chapter. Don't miss your chance to own a wonderful home!

Getting Around

48
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Storage
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: R80562
  • Zoning description: Single Family

Features

  • Patio & porch: Covered,Rear Porch
  • Exterior features: Private Yard,Storage
  • Fencing: Back Yard

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$220$2,640
Property Taxes $366$4,392
Electricity $238$2,859
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 79423$190
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79423$151
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Price change$210,000
2026-06-02Listed for sale$214,900
2025-04-17Listing removed$1,450
2025-03-31Listed for rent$1,450
2025-03-20Listing removed$1,450
2025-02-17Price change$1,450
2025-02-13Price change$1,500
2025-02-08Price change$1,550
2025-02-06Listed for rent$1,500
2024-07-30Listing removed--
2024-06-22Listed for rent$1,500
2021-03-24Listing removed--
2018-11-03Listing removed$1,350
2018-10-05Listed for rent$1,350
2016-05-27Listing removed$137,500
2016-05-16Listed for sale$137,500

For Sale by Agent

AgentBrian Maines
BrokerageClear Rock Realty

Similar Homes