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5228 16th St, Lubbock, TX, 79416

2beds
2baths
1,598sqft
$185,000
$116price/sqft
$1,574/moest. monthly cost
$62,960/yrincome needed

About This Home

From the moment you walk through the front door, you'll feel right at home. Sunlight pours through oversized windows, filling every room with warmth and creating an inviting space where life naturally unfolds. Whether you're gathering with family in one of the two spacious living areas, hosting friends around the open kitchen and dining nook, or simply enjoying a quiet evening, this home was designed for making memories. Inside, thoughtful updates blend comfort and style. Luxury vinyl flooring and beautifully updated bathrooms offer a fresh, modern feel, and generously sized bedrooms provide everyone with a place to unwind. More than just a house, this is a place where laughter echoes through open spaces, holiday traditions begin, and ordinary moments become cherished. Picture mornings with a cup of coffee on the covered patio and peaceful evenings watching the breathtaking West Texas sunsets beneath the shade of the covered patio or mature trees. The backyard offers plenty of room to relax, to play, to garden. Schedule your private tour today and make this home yours.

Getting Around

48
WalkingCar-Dependent
21
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

7/10
2/10
Mackenzie Middle SchoolGrades 6-80.4 mi
4/10
Coronado High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Oven
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Formica Counters,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Finished area above ground: 1,598

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Property

Details

  • Parcel number: R89886
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Private Yard,Storage
  • Fencing: Back Yard,Fenced,Gate,Wood

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$220$2,640
Property Taxes $181$2,172
Electricity $238$2,859
Total$1,574$18,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,965/yr
40% on housing$47,220/yr
45% on housing$41,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 79416$102
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79416$145
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$185,000
2026-07-12Pending sale$185,000
2026-07-08Listed for sale$185,000
2022-01-11Sold--
2021-11-24Pending sale$164,900
2021-11-20Listed for sale$164,900

For Sale by Agent

AgentChristy Jolly
BrokerageExit Realty of Lubbock

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