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5431 16th St, Lubbock, TX, 79416

4beds
2baths
1,922sqft
$250,000
$130price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

Welcome to 5431 16th Street, a lovely 4-bedroom, 2-bathroom home featuring 1,922 square feet of thoughtfully updated living space topped with a durable, long-lasting metal roof. Inside, you will find modern updates throughout the kitchen and bathrooms, beautifully detailed built-ins, + a sun room that can be used as an office or workout room, and a cozy gas fireplace that creates a warm, inviting atmosphere. Step outside to discover exceptional exterior features designed for both relaxation and peace of mind, including a dedicated hot tub house perfect for entertaining guests, a secure storm cellar in the backyard, and a separately fenced third parking spot that offers ample room for extra vehicles or recreational equipment.

Getting Around

36
WalkingCar-Dependent
24
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

7/10
2/10
Mackenzie Middle SchoolGrades 6-80.3 mi
4/10
Coronado High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range
  • Laundry features: In Garage,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Granite Counters,High Speed Internet
  • Door features: Storm Door(s)
  • Window features: Aluminum Frames
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,922

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Property

Details

  • Parcel number: R93043
  • Zoning description: Single Family
  • Other equipment: None

Features

  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Has spa: Yes
  • Spa features: Heated,Private
  • Fencing: Back Yard,Block,Fenced,Wood

Lot

  • Lot size: 10,018 sqft
  • Features: City Lot,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached,Carport,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$297$3,564
Property Taxes $366$4,392
Electricity $238$2,859
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 79416$102
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79416$145
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$250,000
2024-12-26Sold--
2024-12-06Pending sale$240,000
2024-10-22Listed for sale$240,000
2024-09-02Contingent$240,000
2024-08-23Listed for sale$240,000
2020-06-29Sold--
2020-05-22Listed for sale$182,500

For Sale by Agent

AgentKimberleigh Gonzalez
BrokerageeXp Realty LLC

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