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1304 42nd St, Lubbock, TX, 79412

2beds
1baths
1,030sqft
$109,500
$106price/sqft
$1,173/moest. monthly cost
$46,920/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath gem featuring a bright, open-concept layout with a spacious living area, generous dining space, and a cute kitchen island. This move-in-ready home boasts fresh new flooring, fresh interior paint, a brand-new HVAC system, and a beautifully renovated bathroom complete with a sleek corner glass stand-up shower, modern vanity, and new toilet. Priced to sell and ready for you to move right in--don't miss this opportunity to make it yours. Schedule your showing today; you won't be disappointed!

Getting Around

56
WalkingSomewhat Walkable
25
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Bean Elementary SchoolGrades 1-50.8 mi
2/10
Slaton Middle SchoolGrades 6-80.7 mi
2/10
Estacado High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1951

Materials

  • Foundation: Permanent
  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Free-Standing Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Formica Counters
  • Window features: Blinds
  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,030

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,030
  • Total interior livable area: 1,030 sqft

Property

Details

  • Parcel number: R95390
  • Zoning description: Single Family
  • Special condition: Standard
  • Other equipment: None

Features

  • Exterior features: Private Yard
  • Fencing: Back Yard,Chain Link,Fenced,Front Yard

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $553$6,636
Home Insurance *$210$2,520
Property Taxes $172$2,064
Electricity $238$2,859
Total$1,173$14,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,217/yr
40% on housing$35,190/yr
45% on housing$31,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 79412$64
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79412$91
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$109,500
2026-02-03Listed for sale$105,000
2026-01-21Listing removed$105,000
2025-09-01Price change$105,000
2025-07-24Price change$110,000
2025-07-01Listed for sale$120,000
2025-07-01Listing removed$120,000
2025-04-10Listed for sale$120,000

For Sale by Agent

AgentVanessa Perez
BrokerageAycock Realty Group, LLC

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