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4428 89th St, Lubbock, TX, 79424

3beds
3baths
3,279sqft
$525,000
$160price/sqft
$4,008/moest. monthly cost
$160,320/yrincome needed

About This Home

Nestled on a beautiful lot in the highly sought-after Lakeridge neighborhood, this exceptionally well-maintained home offers a rare blend of space, quality craftsmanship, and timeless design you simply won't find in new construction. Boasting 3 spacious bedrooms and 2.5 bathrooms, every room is thoughtfully designed with comfort in mind, featuring generous layouts, abundant storage, and the unique bonus of dual closets in each bedroom. The home showcases luxury vinyl flooring, two inviting living areas, a versatile bonus space, and a warm, welcoming feel throughout. The kitchen is enhanced with under-counter lighting and modern updates completed in 2021, while the addition of a natural gas-fired generator, reverse osmosis system, water softener, and double-paned windows ensures both efficiency and peace of mind. Outdoor and functional features truly set this property apart, including a brand new roof installed January 20, 2026, a sprinkler system, storage shed, storm doors, and an oversized front porch perfect for relaxing under the shade of mature trees. The circle drive provides convenience and curb appeal, while the two-car garage plus additional covered carport space offers flexible parking. An attic lift/elevator in the garage adds a practical and rare touch, and 32'+ wide doorways enhance accessibility throughout the home. Inside, you'll enjoy the cozy ambiance of two gas fireplaces and a notably quiet interior, creating a peaceful retreat in a serene, tree-lined setting. Located in a quiet, established neighborhood, this home also offers access to the desirable Lakeridge country club amenities, including golf, swimming, and clubhouse options for those who choose to join. With its unmatched combination of thoughtful upgrades, spacious design, and prime location, this property is a standout opportunity in one of the area's most desirable communities. Don't miss the chance to make this Lakeridge gem your home sweet home!

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

9/10
Smith Elementary SchoolGrades PK-51.4 mi
2/10
Irons Middle SchoolGrades 6-81.2 mi
4/10
Coronado High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Range,Range
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Other

Bathroom

  • Features: Combination Shower/Tub,Granite Counters,Tile Flooring

Bathroom

  • Features: Granite Counters,Tile Flooring

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Luxury Vinyl Flooring

Dining Room

  • Features: Luxury Vinyl Flooring

Family Room

  • Features: Luxury Vinyl Flooring

Features

  • Built-in Features,Granite Counters,Kitchen Island,Pantry,Storage,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,279

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,279
  • Total interior livable area: 3,279 sqft

Kitchen

  • Features: Luxury Vinyl Flooring

Living Room

  • Features: Luxury Vinyl Flooring

Property

Details

  • Parcel number: R95585

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Storage
  • Fencing: Back Yard

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2.5
  • Carport: Yes
  • Carport spaces: 0.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$454$5,448
Property Taxes $540$6,480
Electricity $360$4,320
Total$4,008$48,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,417/yr
40% on housing$120,240/yr
45% on housing$106,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$167
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$545,000
2023-07-07Sold--
2023-06-14Pending sale$499,000
2023-06-02Listed for sale$499,000
2022-04-01Sold--
2022-03-29Pending sale$475,000
2022-03-04Listed for sale$475,000
2021-11-29Sold--
2021-10-12Contingent$335,000
2021-10-05Price change$335,000
2021-09-21Listed for sale$350,000

For Sale by Agent

AgentAmy Cox
BrokerageALL Real Estate, LLC

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