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1070 5th ST S, Naples, FL, 34102

4beds
3baths
2,103sqft
$2,295,000
$1,091price/sqft
$14,827/moest. monthly cost
$593,080/yrincome needed

About This Home

Ideally a few blocks from 3rd Street South, this updated residence offers a desirable walk-to-everything lifestyle with easy access to Naples beaches, dining and shopping. Completely renovated and move-in ready, this popular open-concept floor plan features a crisp white kitchen with stainless steel appliances, breakfast bar and a spacious center island with built-in beverage center. The primary suite includes a large walk-in shower, towel warming drawers, sleek wood vanity with storage and a generous walk-in closet. Additional upgrades include white oak flooring throughout the upper floors and hurricane impact windows and doors. Walls of sliding glass open to a private outdoor living area with pool, automated screens, built-in grill and a custom-coated aluminum awning, creating a seamless indoor-outdoor flow ideal for entertaining. The one-car garage is thoughtfully designed with pebble-coated floors, slat wall organization system, custom storage cabinetry and a new impact-rated door with lift and integrated camera. A precision-fit garage flood panel provides added protection, and a convenient outdoor foot wash is ideal after a day at the beach.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
8/10
Gulfview Middle SchoolGrades 6-80.7 mi
6/10
Naples High SchoolGrades PK,9-122.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Grill - Gas,Ice Maker,Microwave,Refrigerator/Freezer,Safe,Warming Tray,Washer
  • Laundry features: Inside

Bedroom

  • Features: Master BR Upstairs

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Bar, Eat-in Kitchen

Features

  • Smoke Detectors,Volume Ceiling,Walk-In Closet(s),Window Coverings,Great Room,Guest Bath,Guest Room,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Skylight(s),Window Coverings,Impact Resistant Windows
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,627
  • Total interior livable area: 2,103 sqft

Kitchen

  • Features: Island, Pantry

Property

Details

  • Parcel number: 19795000089

Features

  • Levels: Multi/Split
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Concrete,Equipment Stays,Electric Heat,Salt Water
  • Patio & porch: Open Porch/Lanai
  • Has view: Yes
  • View description: Landscaped Area,Privacy Wall,Water Feature
  • Has water view: Yes
  • Water view: Water Feature
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$1,455$17,460
Property Taxes $1,557$18,684
Electricity $211$2,539
Total$14,827$177,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$508,354/yr
40% on housing$444,810/yr
45% on housing$395,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,091This listing

vs Other Active Listings

Avg $/sqft

ZIP 34102$1,882
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34102$1,238
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$2,595,000
2009-10-12Sold$900,000
2006-08-22Sold$1,000,000
1998-07-23Sold$339,900

For Sale by Agent

AgentHeather Hobrock
BrokeragePremier Sotheby's Int'l Realty

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