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870 Collier Ct APT 406, Marco Island, FL, 34145

3beds
2baths
1,427sqft
$974,900
$683price/sqft
$6,717/moest. monthly cost
$268,680/yrincome needed

About This Home

Step into this inviting residence featuring a thoughtfully designed open floor plan that maximizes space, comfort, and natural light. From the main living areas, enjoy picturesque canal views in the heart of Marco Island, where newly replaced deeded docks provide direct boating access and a covered garage adds everyday convenience. A private, lockable entrance offers added flexibility and functions as a second screened lanai—perfect for relaxing or additional entertaining space. The dedicated home office is enhanced with a custom-built bookshelf, blending character and practicality. The updated kitchen is both stylish and functional, appointed with stainless steel appliances, granite countertops, and generous prep space for effortless entertaining. Ideally situated just moments from Marco Island's white-sand beaches, popular restaurants, boutique shopping, marinas, and local favorites, this waterfront retreat places you close to everything while still offering the peace and privacy of canal-front living.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-89.5 mi
5/10
Lely High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Flat,Built-Up
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Old Florida
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Features

  • Pantry,Double Vanity
  • Window features: Impact Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,427
  • Total interior livable area: 1,427 sqft

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18 x 12

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 11 x 15

Property

Details

  • Parcel number: 24210000368

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Features: See Remarks

Parking

  • Total spaces: 1
  • Parking features: Under Building Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,929$59,148
Home Insurance *$939$11,268
Property Taxes $652$7,824
Electricity $197$2,366
Total$6,717$80,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,297/yr
40% on housing$201,510/yr
45% on housing$179,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$683This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$575
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$974,900
2026-02-11Listed for sale$999,000
2025-09-01Listing removed$999,000
2025-05-08Price change$999,000
2025-02-18Listed for sale$1,099,000
2020-10-05Listing removed$649,000
2020-04-23Listed for sale$649,000
2017-07-01Listing removed$595,000
2017-03-06Listed for sale$595,000
2016-11-09Listing removed$625,000
2016-07-14Listed for sale$625,000
2016-06-02Listing removed$659,900
2016-02-01Listed for sale$659,900
2002-12-05Sold$440,000
2001-06-01Sold$365,000
1998-05-14Sold$285,750
1996-12-11Sold$255,000
1995-05-24Sold$194,900

For Sale by Agent

AgentScott Needles
BrokerageJohn R. Wood Properties

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