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95 Anchor CT, Marco Island, FL, 34145

4beds
5baths
3,525sqft
$2,980,000
$845price/sqft
$20,478/moest. monthly cost
$819,120/yrincome needed

About This Home

Rarely available, this extraordinary Gulf-access waterfront estate sits on a spectacular oversized tip lot with 205 feet of direct waterfront and breathtaking panoramic converging water views. Tucked away on a quiet cul-de-sac, this custom two-story residence offers the ultimate Southwest Florida boating lifestyle with bridge-free access to the Gulf, two private docks, and dual boat lifts providing quick access to open water. Designed for both luxury and comfort, the home features 4 bedrooms, 4.5 baths, soaring volume and tray ceilings, new tile flooring, and expansive living spaces filled with natural light and stunning water views. The updated chef’s kitchen includes custom cabinetry, double ovens, cooktop, oversized pantry, and spacious gathering areas ideal for entertaining. Both upper and lower-level primary suites feature beautifully updated baths, while the upstairs retreat offers a private sitting area and waterfront lanai. A separate guest suite with private lanai access (currently used as a gym) makes an ideal office, cabana suite, or private retreat. The newly retiled screened lanai and resurfaced pool create a true waterfront sanctuary perfect for relaxing, entertaining, and enjoying peaceful canal views. Additional features include electric hurricane shutters and impact glass. A rare opportunity to own one of the area’s most impressive waterfront properties combining luxury, privacy, boating, and unforgettable views.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-87.5 mi
5/10
Lely High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Ice Maker,Microwave,Refrigerator/Icemaker,Self Cleaning Oven,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-In Cabinets,Closet Cabinets,Foyer,Laundry Tub,Pantry,Smoke Detectors,Tray Ceiling(s),Volume Ceiling,Walk-In Closet(s),Wet Bar,Window Coverings,Laundry in Residence,Screened Balcony,Screened Lanai/Porch
  • Window features: Window Coverings,Impact Resistant Windows,Shutters Electric
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 4,538
  • Total interior livable area: 3,525 sqft

Property

Details

  • Parcel number: 56806480001

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Equipment Stays,Electric Heat,Screen Enclosure
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Dock,Balcony,Boat Lift,Elec Avail at dock,Water Avail at Dock
  • Has view: Yes
  • View description: Bay,Canal,Water
  • Has water view: Yes
  • Water view: Bay,Canal,Water
  • On waterfront: Yes
  • Waterfront features: Bay,Intersecting Canal,Navigable Water,Seawall
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,Irregular Lot,Oversize

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,068$180,816
Home Insurance *$2,872$34,464
Property Taxes $2,184$26,208
Electricity $354$4,256
Total$20,478$245,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$702,102/yr
40% on housing$614,340/yr
45% on housing$546,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$845This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$572
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$2,980,000
2026-05-05Listing removed$10,000
2026-03-13Listed for rent$10,000
2026-02-27Listing removed$3,250,000
2025-11-21Price change$3,250,000
2025-08-28Listed for sale$3,495,000
2025-04-30Listing removed$3,590,000
2025-03-24Price change$3,590,000
2024-10-30Price change$3,690,000
2024-09-17Listed for sale$3,990,000
2024-03-13Listing removed--
2024-02-13Price change$3,980,000
2024-01-24Price change$4,200,000
2023-12-28Listed for sale$4,400,000
2022-04-12Sold$3,650,000
2022-03-14Contingent$4,150,000
2022-03-14Pending sale$4,150,000
2022-01-27Listed for sale$4,150,000
2009-05-22Sold$850,000
2009-03-14Listed for sale$999,000
2009-01-18Listing removed$1,395,000
2008-09-06Listed for sale$1,395,000
2003-09-09Sold$1,255,000
2001-05-31Sold$125,000
1998-06-10Sold$170,000

For Sale by Agent

AgentGina Guarino
BrokerageJohn R Wood Properties

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