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1685 Ludlow Rd, Marco Island, FL, 34145

6beds
7baths
5,596sqft
$8,295,000
$1,482price/sqft
$56,453/moest. monthly cost
$2,258,120/yrincome needed

About This Home

Stunning, fully updated in 2026 waterfront retreat offering luxury living and exceptional indoor-outdoor entertainment. This beautiful home features abundant natural light, custom cabinetry throughout, and a fully appliance gourmet kitchen with a large island that opens to the great room with a striking fireplace feature wall. A spacious dining area flows seamlessly into the kitchen and dining space. The main level includes four bedrooms, one with private exterior access. A luxurious primary suite complete with a private outdoor shower. Enjoy the convenience of upstairs and downstairs laundry rooms. The walkout lower level is designed for entertaining, featuring two additional bedroom suites, a custom movie room with TV, popcorn station, refrigerator and built-in cabinetry, plus a full summer kitchen with island and dining space, all opening to beautiful pool and waterfront views. Additional gathering space includes serving cabinetry and towel storage. Go outside to a resort-style setting with a spectacular pool, large spa, fire bowl seating area, fountains, sunning space and expansive seating areas. An outdoor dining area with built-in grill and cabinetry enhances the experience, along with additional guest parking. The oversized air-conditioned garage downstairs showcases a custom floor, LED lighting and glass doors, and opens to a unique cigar/sports lounge with bar cabinetry, refrigerators and a half bath. The property is fully landscaped with a gated rear entry for added parking and garage access. In addition, there is an upstairs air-conditioned two-car garage that can also accommodate car lifts. Ideally located for boating enthusiasts with easy access to open water. With new mechanicals, roof, pool and interior finishes throughout, this home offers a blend of luxury, comfort and lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-89.2 mi
5/10
Lely High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1989

Materials

  • Roof: Tile
  • Construction materials: Block,Stucco

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Wine Cooler
  • Laundry features: Sink,Inside

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom5

  • Level: Lower
  • Area: 182
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Den

  • Level: Lower
  • Area: 288
  • Dimensions: 24 x 12

Dining Room

  • Level: Main
  • Area: 304
  • Dimensions: 19 x 16

Family Room

  • Level: Lower
  • Area: 476
  • Dimensions: 34 x 14

Features

  • Built-in Features,Custom Cabinets,Custom Closets,Entrance Foyer,Vaulted Ceiling(s),Volume Ceiling(s),Walk-In Closet(s),Wet Bar,Breakfast Bar,Double Vanity
  • Door features: Impact Doors
  • Window features: Impact Windows,Sliding
  • Flooring: Carpet,Tile
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Garage

  • Level: Main
  • Area: 567
  • Dimensions: 27 x 21

Garage

  • Level: Lower
  • Area: 741
  • Dimensions: 39 x 19

Great Room

  • Level: Main
  • Area: 325
  • Dimensions: 25 x 13

Heating & Cooling

  • Heating features: Electric,2 or More Systems,Central
  • Cooling features: Multi Units,Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 13,216
  • Total interior livable area: 5,596 sqft

Kitchen

  • Level: Main
  • Area: 350
  • Dimensions: 25 x 14

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9 x 7

Living Room

  • Level: Lower
  • Area: 325
  • Dimensions: 25 x 13

Master Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16 x 16

Office

  • Level: Lower
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 58115120005
  • Other equipment: Fuel Tank(s),Generator

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gas Heat,In Ground,Pool Bath,Pool/Spa Combo
  • Patio & porch: Lanai,Porch,Patio,Deck
  • Exterior features: Balcony,Built-in Barbecue,Fenced,Outdoor Kitchen,Outdoor Shower
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: No Bridge,Access Gulf

Lot

  • Lot size: 0.50 Acres
  • Features: City Lot,County Lot
  • Lot size dimensions: 125 x 175 x 125 x 175

Parking

  • Total spaces: 5
  • Parking features: Attached,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $41,944$503,328
Home Insurance *$7,996$95,952
Property Taxes $5,950$71,400
Electricity $563$6,758
Total$56,453$677,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,935,531/yr
40% on housing$1,693,590/yr
45% on housing$1,505,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,482This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$566
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$7,795,000
2026-06-19Listed for sale$8,295,000
2025-05-22Sold$2,700,000

For Sale by Agent

AgentLarry Caruso
BrokeragePremier Sotheby's International Realty

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