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1266 Trail Terrace DR, Naples, FL, 34103

2beds
1baths
1,144sqft
$339,900
$297price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

Charming single-family home nestled in the rapidly growing and centrally located Trail Terrace neighborhood of Naples. Offering the rare advantage of no HOA fees or restrictions, this property provides the freedom to enjoy your home without limitations on pets, rentals, or vehicle types. Whether you're looking for a full-time residence, a seasonal retreat, or an income-producing investment, this home offers comfort, flexibility, and an exceptional location just minutes from everything Naples has to offer. Inside, the home features 1,144 square feet of inviting living space with two bedrooms, a versatile den, and one updated bathroom. Natural light fills the interior, highlighting the timeless hardwood and tile flooring that flows throughout the home. The spacious kitchen offers abundant cabinetry and countertop space, making it equally suited for everyday living and entertaining. The adjoining den provides valuable flexibility and can easily serve as a home office, hobby room, reading nook, or additional guest space. Within minutes, you'll find the pristine white-sand beaches along the Gulf, the Naples Zoo, Waterside Shops, Venetian Village, and the acclaimed shopping, dining, and entertainment of Fifth Avenue South.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

10/10
9/10
Gulfview Middle SchoolGrades 6-83.5 mi
6/10
Naples High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Other Additional Rooms
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 77411880004

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$137$1,644
Property Taxes $345$4,140
Electricity $197$2,366
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 34103$786
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34103$1,118
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$339,900
2026-08-01Listed for sale$339,900
2018-04-10Listing removed$1,560
2018-04-07Listed for rent$1,560
2017-06-15Sold$1,500
2017-05-28Listing removed$1,500
2017-05-15Price change$1,500
2017-04-24Listed for rent$1,600
2017-03-13Listing removed$1,650
2017-03-03Listed for rent$1,650
2016-05-31Sold$235,199
2015-11-17Listing removed$1,450
2015-11-05Listed for rent$1,450
2013-07-10Listing removed$1,450
2013-06-27Listed for rent$1,450
1999-07-26Sold$95,500

For Sale by Agent

AgentDaniel Robinson
BrokerageHouwzer Inc

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