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7797 Esmeralda WAY #K102, Naples, FL, 34109

2beds
2baths
1,020sqft
$335,000
$328price/sqft
$2,360/moest. monthly cost
$94,400/yrincome needed

About This Home

Beautiful first-floor unit with stair-free access, situated on one of the quietest streets within the gated community of Emerald Lakes. The home was fully renovated in 2022, with features including a complete suite of appliances, a new water heater installed in 2023, and a full HVAC service—including both the condenser and air handler—completed in January 2026. Offered turnkey furnished, the unit includes everything needed to begin enjoying the Naples coastal lifestyle immediately. The location is exceptionally convenient, just minutes from Publix, Costco, Aldi, Walgreens, and more, while being set far enough from main roads to provide a peaceful, low-noise environment. As a resident you will enjoy access to outstanding community amenities, including tennis and pickleball courts, multiple pools, and a beautiful clubhouse. Schedule your showing today—this one is ready to welcome you home.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
9/10
Pine Ridge Middle SchoolGrades 6-82.1 mi
8/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Freezer,Washer

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Dining - Family

Features

  • Fire Sprinkler,Smoke Detectors,Screened Lanai/Porch
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: 80430002041

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$226$2,712
Property Taxes $244$2,928
Electricity $197$2,366
Total$2,360$28,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,914/yr
40% on housing$70,800/yr
45% on housing$62,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 34109$449
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34109$412
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listing removed$3,975
2026-04-11Price change$335,000
2026-01-24Listed for sale$365,000
2025-08-27Price change$3,975
2025-05-01Listed for rent$4,000
2025-05-01Listing removed$4,000
2024-06-11Listed for rent$4,000
2024-04-24Listing removed--
2023-10-05Listed for rent$4,000
2023-03-20Sold$379,000
2023-02-14Pending sale$382,000
2023-02-07Listed for sale$382,000
2022-10-03Sold$285,000
2022-09-08Pending sale$325,000
2022-07-25Price change$325,000
2022-07-07Price change$345,000
2022-06-07Price change$360,000
2022-05-26Listed for sale$375,000
2019-11-14Listing removed$255,000
2019-09-09Listed for sale$255,000
2012-06-04Sold$98,000

For Sale by Agent

AgentMichael Graney
BrokerageColdwell Banker Realty

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