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8477 Bay Colony DR #902, Naples, FL, 34108

4beds
5baths
6,085sqft
$10,250,000
$1,684price/sqft
$67,603/moest. monthly cost
$2,704,120/yrincome needed

About This Home

On the pristine beach of the prestigious, private and gated enclave of Bay Colony, The Windsor epitomizes luxury coastal living. Upon arrival, the private elevator opens to reveal breathtaking uninterrupted panoramic views. The residence boasts an impressive 6,085 square feet of thoughtfully designed living space, complemented by three generous lanais inviting you to savor spectacular sunrises and sunsets every day of the year. The meticulously crafted floor plan features elegant marble flooring, a luxurious primary suite with spa-like bath, three guest bedrooms all with en suites, a versatile office with bonus Gulf view, and a chef's kitchen that seamlessly flows into the inviting family room and breakfast nook. The decor and style have been expertly created to be soothing and warm. The Windsor has undergone a complete transformation offering unparalleled amenities designed to elevate every aspect of your lifestyle. These include 24-hour staffed concierge desk, a well-appointed conference room and elegant social lounge, a resort-style pool, a state-of-the-art fitness center and three charming guest villas for your visitors.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
9/10
Pine Ridge Middle SchoolGrades 6-83.2 mi
8/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Block
  • Roof: Built-Up
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Refrigerator/Freezer,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Bar, Dining - Living, Eat-in Kitchen

Features

  • Bar,Built-In Cabinets,Closet Cabinets,Fire Sprinkler,Foyer,Laundry Tub,Wet Bar,Den - Study,Home Office,Laundry in Residence,Screened Balcony
  • Window features: Impact Resistant Windows,Shutters Electric
  • Flooring: Marble

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,845
  • Total interior livable area: 6,085 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 82687000328

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Balcony
  • Spa features: Community
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf Frontage

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $51,829$621,948
Home Insurance *$7,517$90,204
Property Taxes $7,645$91,740
Electricity $612$7,348
Total$67,603$811,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,317,817/yr
40% on housing$2,028,090/yr
45% on housing$1,802,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,684This listing

vs Other Active Listings

Avg $/sqft

ZIP 34108$889
Collier County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 34108$695
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$10,995,000
1998-04-01Sold$2,900,000

For Sale by Agent

AgentFrank Pezzuti
BrokeragePremier Sotheby's Int'l Realty

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