See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

217 Spruce St, Denver, PA, 17517

3beds
4baths
2,457sqft
$450,000
$183price/sqft
$3,340/moest. monthly cost
$133,600/yrincome needed

About This Home

Welcome to this tastefully decorated 2 story residence where style comfort and functionality come together perfectly. Situated on a desirable corner lot in a charming small town feel, community, this home has a backyard oasis with a patio, deck and pergola. You will enjoy the fruit trees in the backyard with both apple and peach. The 3 bedrooms are all spacious with ample window light. You will find valuable living area in the lower level, perfect for a rec room, hobby room or home office. The bright updated kitchen is set up perfectly to be your gathering place. If a rural lifestyle is what you have in mind but easy, convenient access to both main arteries and major cities this home is perfect for you.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Brecknock El SchoolGrades K-61.0 mi
4/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Dishwasher,Washer,Dryer,Water Heater
  • Laundry features: Main Level

Basement

  • Area: 629

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Chair Railings,Combination Kitchen/Dining,Crown Molding,Recessed Lighting,Dry Wall,Block Walls,Cathedral Ceiling(s)
  • Door features: Six Panel,Sliding Glass,Storm Door(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Wood
  • Finished area below ground: 629
  • Finished area above ground: 1,828

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,457
  • Total interior livable area: 2,457 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0404033900000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: (2) Book Shelves In Living Room,Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.64 Acres
  • Features: Unknown Soil Type
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$108$1,296
Property Taxes $688$8,256
Electricity $269$3,234
Total$3,340$40,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,514/yr
40% on housing$100,200/yr
45% on housing$89,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 17517$181
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17517$207
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$419,000
2026-08-07Price change$419,000
2026-07-24Price change$450,000
2026-07-10Listed for sale$469,000
2014-06-04Sold$231,000
2014-04-08Listed for sale$239,900

For Sale by Agent

AgentSandra Martin
BrokerageColdwell Banker Realty

Similar Homes