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465 Lincoln Ave, Ephrata, PA, 17522

2beds
1baths
936sqft
$125,000
$134price/sqft
$1,015/moest. monthly cost
$40,600/yrincome needed

About This Home

This property will be offered at Public Auction on Monday, August 10, 2026 @ 6pm. The listing price is the opening bid only and in no way reflects the final sale price. 10% down due at auction, 2% transfer tax to be paid by the purchaser, real estate taxes prorated. This Ephrata property is in need of cosmetic updates but offers great potential. The main floor features an eat-in kitchen, dining room, living/family room, two bedrooms, and a full bathroom. The unfinished basement houses the mechanicals and provides ample storage space, with potential for future finishing or additional living area. Don't miss this opportunity to make this property your own and add value through updates and improvements

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Highland El SchoolGrades K-40.7 mi
5/10
Ephrata Middle SchoolGrades 7-81.5 mi
8/10

Construction

Condition

  • Property condition: Below Average
  • Year built: 1953

Materials

  • Foundation: Permanent
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 936

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Entry Level Bedroom,Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 936 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2601982800000
  • Zoning: RESIDENTIAL
  • Special condition: Auction

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$34$408
Property Taxes $125$1,500
Electricity $224$2,692
Total$1,015$12,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,800/yr
40% on housing$30,450/yr
45% on housing$27,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$184
Lancaster County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2011-10-11Sold$49,000
2010-07-30Sold$35,000

Unknown Listed By

AgentThomas Stewart
BrokerageCavalry Realty LLC

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