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22 W Fulton St, Ephrata, PA, 17522

3beds
2baths
1,512sqft
$279,000
$185price/sqft
$1,990/moest. monthly cost
$79,600/yrincome needed

About This Home

Welcome to this warm and inviting community, where friendly neighbors make you feel at home from day one. This beautifully renovated home features numerous updates throughout, including brand-new flooring, fresh interior paint, fully remodeled bedrooms, and an updated kitchen equipped with a new stove and dishwasher. Additional improvements include all-new ceiling lights and ceiling fans, creating a bright, modern, and comfortable living space. Move-in ready and thoughtfully updated, this home offers both style and convenience in a welcoming neighborhood.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Fulton El SchoolGrades K-40.2 mi
5/10
Ephrata Middle SchoolGrades 7-80.8 mi
8/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper
  • Area: 238
  • Dimensions: 14 X 17

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper
  • Area: 196
  • Dimensions: 14 X 14

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 289
  • Dimensions: 17 X 17

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Features

  • Attic,Bathroom - Tub Shower,Ceiling Fan(s),Eat-in Kitchen
  • Window features: Double Pane Windows,Replacement,Screens
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Half Bath

  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Oil
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 187
  • Dimensions: 11 X 17

Living Room

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Other

  • Features: Flooring - Vinyl
  • Level: Upper
  • Area: 99
  • Dimensions: 9 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2607486100000
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Terrace
  • Exterior features: Sidewalks,Balcony

Lot

  • Lot size: 0.29 Acres
  • Features: Cleared,Sloped
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$77$924
Property Taxes $279$3,348
Electricity $224$2,692
Total$1,990$23,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,228/yr
40% on housing$59,700/yr
45% on housing$53,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$182
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$279,000
2026-06-16Listed for sale$289,000
2026-03-17Sold$185,000
2026-01-20Pending sale$210,000
2026-01-08Listed for sale$210,000
2000-03-27Sold$50,000

For Sale by Agent

AgentKanchan Kumar
BrokerageNew Precision Realty

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