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128 E James St, Lancaster, PA, 17602

4beds
3baths
2,321sqft
$340,000
$146price/sqft
$2,408/moest. monthly cost
$96,320/yrincome needed

About This Home

Nicely updated spacious 4 bedroom, 2 1/2 bathroom home across from Lancaster General Hospital. Featuring a lovely 1st floor full bath and large, open, updated kitchen and formal dining room. 4 well apportioned bedrooms and a fully finished basement with half bath make this an attractive home for any size family. The home has central A/C and a new gas furnace and 200 amp electric panel. The rear outdoor area of the home sports a gazebo/cabana and deck for relaxing or entertaining. Front street parking is permitted to residents and an adjacent rear parking lot is available for rental parking spaces at $60 per space. Don't miss this great home in a prime northeast Lancaster City location!

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
Ross El SchoolGrades PK-50.5 mi
4/10
Lincoln Middle SchoolGrades 6-81.0 mi
5/10
McCaskey CampusGrades 9-120.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1882

Materials

  • Foundation: Stone
  • Roof: Fiberglass,Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Electric,Range Hood,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 470

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Heated,Improved,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Chair Railings,Combination Kitchen/Dining,Formal/Separate Dining Room,Eat-in Kitchen
  • Door features: Insulated
  • Window features: Double Hung,Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Wood
  • Finished area below ground: 470
  • Finished area above ground: 1,851

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,321
  • Total interior livable area: 2,321 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3363221800000
  • Attached to another structure: Yes
  • Zoning: 113 RES
  • Zoning description: Residential Home
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Enclosed,Patio
  • Exterior features: Sidewalks
  • Fencing: Board

Lot

  • Lot size: 1,742 sqft
  • Features: Private
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Other,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$95$1,140
Property Taxes $340$4,080
Electricity $254$3,055
Total$2,408$28,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,560/yr
40% on housing$72,240/yr
45% on housing$64,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 17602$160
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17602$211
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$340,000
2026-03-08Listing removed$329,000
2026-02-27Listed for sale$329,000
2026-02-17Pending sale$329,000
2026-01-16Price change$329,000
2025-12-05Listed for sale$354,900
2000-06-30Sold$70,000
1999-12-28Sold$38,000
1999-10-13Sold$2,628

For Sale by Agent

AgentErvin Barkman
BrokerageKingsway Realty - Lancaster

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