See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

534 Spruce St, Lancaster, PA, 17603

2beds
1baths
1,211sqft
$340,000
$281price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

Welcome to 534 Spruce Street, where timeless Lancaster City charm meets exceptional modern living. Truly one of a kind, this thoughtfully renovated home has been reimagined with an artistic eye, blending high-quality craftsmanship, designer finishes, and effortless functionality throughout. Every detail has been carefully curated to create a home that is as beautiful as it is practical, offering the perfect balance of character and carefree living. Step inside to discover inviting spaces filled with warmth, natural light, and distinctive design elements that set this home apart. The extensive renovations provide peace of mind, allowing you to spend less time on maintenance and more time enjoying everything this incredible property and neighborhood have to offer. Outdoors, escape to your own private oasis—a beautifully designed retreat perfect for morning coffee, entertaining friends, or unwinding after a day in the city. This serene outdoor space is a rare find and an extension of the home's unique personality. Located in Lancaster City's Northwest neighborhood, 534 Spruce Street places you just steps from local restaurants, boutique shopping, coffee shops, galleries, and the open green space of Buchanan Park. Whether you're taking an evening stroll, meeting friends for dinner, or enjoying one of the city's many events, you'll love the convenience and vibrant lifestyle this premier location provides. Experience the perfect blend of artistry, comfort, and city living at 534 Spruce Street. ***Home is listed as a 2 bedroom but does have a finished 3rd floor that does not currently have heating and cooling****

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

4/10
Thomas Wharton El SchoolGrades PK-50.3 mi
5/10
Reynolds Middle SchoolGrades 6-80.1 mi
5/10
McCaskey CampusGrades 9-121.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle,Rubber
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Microwave,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Floor Plan - Traditional,Recessed Lighting
  • Flooring: Hardwood,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,211

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,211
  • Total interior livable area: 1,211 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3396011000000
  • Zoning: R3
  • Zoning description: Medium Density
  • Special condition: Standard
  • Exclusions: Kitchen Mini Refrigerator

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Fencing: Board

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$114$1,368
Property Taxes $340$4,080
Electricity $224$2,692
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 17603$165
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17603$187
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$340,000
2019-02-21Sold$129,900
2019-01-08Pending sale$129,900
2018-12-04Price change$129,900
2018-11-19Price change$134,900
2018-11-02Listed for sale$139,900
2007-03-09Sold$74,500
2000-12-06Sold$46,000

For Sale by Agent

AgentMatthew Koch
BrokerageKeller Williams Elite

Similar Homes