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521 PINELLAS BAYWAY S #206, Tierra Verde, FL, 33715

3beds
4baths
2,140sqft
$445,000
$208price/sqft
$3,372/moest. monthly cost
$134,880/yrincome needed

About This Home

UPDATED PHOTOS!!! Island Living with Endless Potential in Desirable Tierra Verde! Discover the opportunity to create your dream coastal retreat in the sought-after Tierra Shores Townhomes community! This spacious 3-bedroom, 3.5-bath block townhome offers 2,140 square feet of living space, an oversized tandem garage accommodating up to 3 vehicles, and an unbeatable location surrounded by some of Tampa Bay's most desirable waterfront destinations. Inside, you'll find a flexible floor plan with generously sized bedrooms and multiple levels of living space ready for your personal updates and finishing touches. Whether you're looking for a primary residence, vacation home, or investment opportunity, this home offers incredible value in one of Pinellas County's most coveted island communities. The oversized tandem garage provides abundant room for vehicles, golf carts, water toys, bicycles, or additional storage. A rare feature that sets this property apart. Residents of Tierra Shores enjoy access to a heated community pool while being just moments from the best of Florida's Gulf Coast lifestyle. You are approximately 2.5 miles to Fort De Soto Park & Beach, 3 miles to St. Pete Beach, 8 miles to Downtown St. Petersburg, 10 miles to Pass-a-Grille Beach, 12 miles to Tropicana Field, 13 miles to The St. Pete Pier, and 28 miles to Tampa International Airport. Surrounded by marinas, waterfront dining, fishing, boating, kayaking, and scenic biking trails, Tierra Verde offers the perfect blend of island tranquility and convenient access to everything the area has to offer. Bring your vision and transform this spacious townhome into the coastal getaway you've always wanted. Opportunities to own in Tierra Shores are limited, schedule your showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Bay Point Middle SchoolGrades 6-84.3 mi
4/10
Lakewood High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside,Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 2,140 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 203216908200000150
  • Zoning: RM-15
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Child Safety Fence,Gunite,Heated,In Ground,Lighting
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Lighting

Lot

  • Lot size: 1,233 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$434$5,208
Property Taxes $473$5,676
Electricity $215$2,584
Total$3,372$40,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,611/yr
40% on housing$101,160/yr
45% on housing$89,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33715$538
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33715$593
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$445,000
2026-07-13Listed for sale$375,000
2000-04-25Sold$100,000

For Sale by Agent

AgentJessica Martin
BrokerageTHE SHOP REAL ESTATE CO.

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