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3332 Belt Road, Castle Hayne, NC, 28429

4beds
3baths
3,221sqft
$479,000
$149price/sqft
$2,998/moest. monthly cost
$119,920/yrincome needed

About This Home

Don't miss this opportunity! This spacious and versatile home at 3332 Belt Road offers 4 bedrooms, 3 full bathrooms, plus a flexible bonus room that easily adapts to your needs--perfect for a guest room, home office, playroom, or hobby space. The main level features a primary suite with a private bath, complete with a dual vanity, deep soaking tub, and separate walk-in shower, along with three additional rooms ideal for bedrooms or flex-use living. Upstairs, you'll find an additional bedroom, a full bathroom, and a large finished area previously used as a theater room, but equally suited for a game room, workout space, or second living area. The home has been thoughtfully updated for peace of mind, including a newer roof (2022) and main HVAC system replaced in 2021. A home warranty is being offered by the seller, adding extra confidence for the next owner. The property also includes its own low-pressure pumping system with a 1,000-gallon capacity, providing efficient sewer and waste management. Situated on a spacious lot with NO HOA, this property offers the freedom to truly enjoy your home and outdoor space. Conveniently located in Castle Hayne, this is a fantastic option for buyers seeking space, flexibility, and long-term value. Seller is offering $5000 towards closing cost! Motivated seller--bring your offers!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Wrightsboro ElementaryGrades PK-51.6 mi
9/10
4/10
Emsley A Laney HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Permanent,Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Washer,Refrigerator,Range,Dryer
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Ceiling Fan(s),Pantry,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Attic Fan,Partially Floored,Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,221
  • Total interior livable area: 3,221 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Second

Other

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R02514002001000
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Screened,Front Porch,Rear Porch
  • Exterior features: Irrigation System
  • Fencing: Electric
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.73 Acres
  • Features: Landscaped
  • Lot size dimensions: 288 x 69 x 301 x 143

Parking

  • Parking features: Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$125$1,500
Property Taxes $151$1,812
Electricity $300$3,600
Total$2,998$35,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,788/yr
40% on housing$89,940/yr
45% on housing$79,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 28429$194
New Hanover County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 28429$204
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$489,000
2026-02-02Listed for sale$499,000
2026-01-01Listing removed$524,900
2025-08-16Price change$524,900
2025-07-07Price change$539,000
2025-06-03Price change$549,900
2025-05-20Price change$565,000
2025-05-10Listed for sale$574,000
2004-10-01Sold$11,000

For Sale by Agent

AgentTrina Thomas Team
BrokerageKeller Williams Innovate-Wilmington

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