See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3306 Belmont Circle, Wilmington, NC, 28405

2beds
2baths
1,026sqft
$254,900
$248price/sqft
$1,635/moest. monthly cost
$65,400/yrincome needed

About This Home

This charming 2BR/2BA townhouse is located in northern New Hanover County. The upstairs is a 350 sq ft floored storage area with water and drain stubbed which could be finished for a 3rd bedroom or bonus room. The home has a one car garage with an additional parking space. Community Amenities Include: Pool, Tennis / Pickle Ball Courts, Playground, Basketball Court, and Picnic Area.

Getting Around

37
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

7/10
Castle Hayne ElementaryGrades PK-52.8 mi
9/10
Emma B Trask MiddleGrades 6-80.8 mi
4/10
Emsley A Laney HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Property

Details

  • Parcel number: R02611006037000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 0 x 0 x 0 x 0 Townhouse

Parking

  • Parking features: Garage Faces Front,Garage Door Opener,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$65$780
Property Taxes $82$984
Electricity $200$2,405
Total$1,635$19,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,057/yr
40% on housing$49,050/yr
45% on housing$43,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 28405$214
New Hanover County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 28405$270
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$244,999
2026-06-08Price change$254,900
2026-04-30Listed for sale$264,900
2025-05-02Sold$260,000
2025-04-23Contingent$279,500
2025-03-28Price change$279,500
2025-02-13Price change$281,500
2025-01-02Price change$284,500
2024-11-14Price change$289,500
2024-10-03Listed for sale$293,500
2019-03-05Listing removed$1,050
2019-02-13Listed for rent$1,050
2015-11-24Listing removed$875
2015-10-28Listed for rent$875

For Sale by Agent

AgentTamara C. Kemp
BrokerageRealty ONE Group Dockside North

Similar Homes