1109 Congressional Lane, Wilmington, NC, 28411
About This Home
Discover resort-style living at 1109 Congressional Lane in the desirable Master's Ridge section of Porters Neck Country Club. This beautifully maintained 3-bedroom, 2.5-bath residence offers 2,323 square feet of thoughtfully designed single-level living, where timeless elegance meets exceptional indoor-outdoor entertaining. At the heart of the home is a spectacular private courtyard featuring a sparkling free-form in-ground pool surrounded by lush landscaping, premium artificial turf, and permeable pavers, creating a secluded oasis rarely found in the community. An expansive covered patio with multiple seating spaces provide the perfect setting for entertaining guests or enjoying peaceful evenings at home. Inside, rich hardwood floors, granite countertops, plantation shutters, and a cozy fireplace create a warm, sophisticated atmosphere. The well-appointed kitchen offers stainless steel appliances and generous workspace, flowing effortlessly into the main living and dining areas. This home has been meticulously maintained and thoughtfully improved, offering buyers exceptional peace of mind. Recent updates include a professionally restored electrical panel, attic fan and bathroom exhaust fans (2023), new garbage disposal, HVAC control boards, pool filter, Lift Master garage door opener, professionally installed artificial turf and permeable pavers, and a fully encapsulated crawlspace with a dehumidifier. Just minutes from marinas, shopping, dining, and Wilmington's beautiful beaches, this move-in-ready residence offers the ideal combination of luxury, privacy, and effortless coastal living. Deeded water rights to Intracoastal Waterway including a picnic area and boat ramp access.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Built-In Microwave,Refrigerator,Disposal
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Master Downstairs,Walk-in Closet(s),Whirlpool,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)
- Flooring: Tile,Wood
- Attic: Floored,Pull Down Stairs
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,323
- Total interior livable area: 2,323 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: R02919003038000
- Zoning: R-20
- Special condition: Standard
Features
- Levels: One
- Pool features: In Ground
- Patio & porch: Covered,Patio,Porch
- Exterior features: Irrigation System
- Fencing: Metal/Ornamental,Brick
- Has view: Yes
- View description: None
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 2200 - 2399
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 58 x 169 x 59 x 169
Parking
- Total spaces: 2
- Parking features: Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
- Coastal Flooding
- Ice Storm
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in New Hanover County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,121 | $49,452 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $255 | $3,060 |
| Electricity | $216 | $2,596 |
| Total | $4,813 | $57,756 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $799,000 |
| 2026-07-22 | Listed for sale | $815,000 |
| 2022-04-29 | Sold | $537,500 |
| 2022-03-30 | Pending sale | $570,000 |
| 2022-03-18 | Listed for sale | $570,000 |
| 2022-03-07 | Pending sale | $570,000 |
| 2022-02-21 | Listed for sale | $570,000 |
| 2007-08-27 | Sold | $420,500 |
View on Zillow