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806 Saddle Point, Wilmington, NC, 28411

3beds
2baths
1,233sqft
$369,000
$299price/sqft
$2,283/moest. monthly cost
$91,320/yrincome needed

About This Home

***$5,000 SELLER CONCESSION*** Welcome home to 806 Saddle Point, where thoughtful updates meet lasting value in the desirable Newbury Woods community of Wilmington! Tucked away at the end of a quiet cul-de-sac on an oversized lot, this beautifully refreshed 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and peace of mind. Whether you're purchasing your very first home, downsizing into a more manageable space, searching for an investment opportunity, or simply looking for a move-in-ready home in one of Wilmington's most convenient locations, this property checks all the boxes. 806 Saddle Point has been thoughtfully improved inside and out. Fresh exterior and interior paint, recently updated bathrooms, refreshed cabinetry with stylish hardware, and updated finishes create a bright, welcoming atmosphere, while important improvements, including fence, roof and gutter updates, a newer water heater, an updated refrigerator, and a new dishwasher, provide added confidence for years to come. $5,000 SELLER CONCESSION with acceptable offer. Step outside to enjoy one of this home's standout features: a spacious fenced backyard situated on a generously sized cul-de-sac lot. A detached storage shed provides convenient room for lawn equipment, tools, hobbies, or seasonal storage. Conveniently located just minutes from shopping, dining, parks, schools, and Wilmington's beautiful beaches and coastal attractions. Schedule your private showing today and experience everything this wonderful neighborhood has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
Murrayville ElementaryGrades PK-51.2 mi
9/10
Emma B Trask MiddleGrades 6-82.2 mi
4/10
Emsley A Laney HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,233
  • Total interior livable area: 1,233 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Full Bath,Accessible Bedroom,Accessible Closets,Accessible Common Area,Central Living Area

Details

  • Parcel number: R03500005334000
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio,Front Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 9,583 sqft
  • Features: Cul-De-Sac,Dead End
  • Lot size dimensions: 85 x 112 x 85 x 100

Parking

  • Parking features: On Street,Concrete,Off Street,Paved,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$100$1,200
Property Taxes $118$1,416
Electricity $200$2,405
Total$2,283$27,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,274/yr
40% on housing$68,490/yr
45% on housing$60,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 28411$444
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28411$244
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$365,000
2026-07-31Price change$369,000
2026-07-03Listed for sale$379,000
2002-06-07Sold$103,900

For Sale by Agent

AgentLaChianti W. Bromell
BrokerageNextHome Cape Fear

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