




709 Mcrae Street, Wilmington, NC, 28401
About This Home
Renovated home in downtown community. AFFORDABLE because of land trust model. Perfect for HOP Loan. Updates include siding, Roof, kitchen, bath, some refinished flooring, shows like new! Come see it today.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Self Cleaning Oven,Dishwasher,Electric Range
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Master Downstairs,Walk-in Closet(s),Solid Surface,Ceiling Fan(s),Walk-In Closet(s)
- Window features: Thermal Windows
- Flooring: LVT/LVP,Laminate,Tile,Wood
- Attic: Scuttle
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 962
- Total interior livable area: 962 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R04813010016000
- On leased land: Yes
- Lease amount: 50
- Zoning: R-3
- Special condition: Standard
Features
- Levels: One
- Pool features: None
- Patio & porch: Deck,Front Porch
- Exterior features: None
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: None
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 800 - 999
Lot
- Lot size: 1,742 sqft
- Features: Rectangular Lot
- Lot size dimensions: 32 x 69 x 33 x 62
Parking
- Parking features: Off Street,Unpaved,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Winter Weather
- Ice Storm
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New Hanover County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,355 | $16,260 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $188 | $2,256 |
| Electricity | $200 | $2,405 |
| Total | $1,818 | $21,816 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Listed for sale | $268,000 |
| 2025-09-24 | Sold | $218,000 |
| 2025-09-23 | Pending sale | $218,000 |
| 2025-09-23 | Listed for sale | $218,000 |
| 2024-10-14 | Listing removed | $215,700 |
| 2024-05-15 | Pending sale | $215,700 |
| 2024-04-01 | Listing removed | -- |
| 2024-04-01 | Listed for sale | $215,700 |
| 2023-12-08 | Pending sale | $215,700 |
| 2018-07-14 | Listing removed | $1,150 |
| 2018-06-08 | Listed for rent | $1,150 |
| 2018-03-30 | Listing removed | $1,150 |
| 2018-03-27 | Listed for rent | $1,150 |
| 2011-12-15 | Sold | $21,500 |
| 2011-10-22 | Listed for sale | $45,000 |
| 2011-09-09 | Listing removed | $40,000 |
| 2011-04-17 | Price change | $40,000 |
| 2011-03-16 | Price change | $47,900 |
| 2010-09-14 | Listed for sale | $52,000 |
