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623 S 6th Street, Wilmington, NC, 28401

4beds
2baths
2,193sqft
$399,000
$182price/sqft
$2,519/moest. monthly cost
$100,760/yrincome needed

About This Home

Exceptional opportunity in Wilmington's sought-after Castle Street Arts & Antiques District! This duplex offers endless potential for investors, renovators, or owner-occupants looking to live in one unit while generating rental income from the other. The lower-level unit features 2 bedrooms, 1 full bath, a kitchen, and two decorative fireplaces in the living room that add character and charm. The upper-level unit offers 2 bedrooms, 1 full bath, office, living room, kitchen, and private access to the shared laundry area via an interior staircase. Both units have separate electric meters, providing flexibility for future use and management. This is a value add opportunity. The off-street parking adds convenience. And the street is brick so super charming! This home has income producing potential and located just minutes from downtown Wilmington, restaurants, shopping, galleries, and entertainment, This property is ready for its next chapter. The home does require significant updating and TLC, making it an ideal project for those looking to restore, renovate, or reimagine a property in one of Wilmington's most vibrant and historic districts. Being sold as-is.

Getting Around

81
WalkingVery Walkable
37
TransitSome Transit
76
BikeVery Bikeable

Schools

5/10
6/10
Williston MiddleGrades 6-80.4 mi
3/10
New Hanover HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • 2nd Kitchen,Apt/Suite
  • Flooring: Carpet,Tile,Wood,Other

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,193
  • Total interior livable area: 2,193 sqft

Property

Details

  • Parcel number: R05409011010000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: Irregular

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$112$1,344
Property Taxes $186$2,232
Electricity $204$2,451
Total$2,519$30,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,365/yr
40% on housing$75,570/yr
45% on housing$67,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28401$203
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28401$265
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$399,000
2026-06-10Listed for sale$425,000
2004-04-01Sold$160,000

For Sale by Agent

AgentThe Rising Tide Team
BrokerageIntracoastal Realty Corporation

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